LTV · monthly repayment
▼ 0.50% · 3.625%
HK$109,827
−HK$6,887/mo
▼ 0.25% · 3.875%
HK$113,243
−HK$3,471/mo
Today · 4.125%
HK$116,714
baseline
▲ 0.50% · 4.625%
HK$123,816
+HK$7,102/mo
Deposit HK$24.08M · loan HK$24.08M · min. income ≈ HK$233,428/mo (50% DSR)
Upfront cash ≈ HK$26.13M (deposit + AVD stamp duty HK$2,046,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,181
−HK$6,601/mo
▼ 0.25% · 3.875%
HK$125,458
−HK$3,324/mo
Today · 4.125%
HK$128,782
baseline
▲ 0.50% · 4.625%
HK$135,570
+HK$6,788/mo
Deposit HK$24.08M · loan HK$24.08M · min. income ≈ HK$257,564/mo (50% DSR)
Upfront cash ≈ HK$26.13M (deposit + AVD stamp duty HK$2,046,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,792
−HK$8,265/mo
▼ 0.25% · 3.875%
HK$135,891
−HK$4,166/mo
Today · 4.125%
HK$140,057
baseline
▲ 0.50% · 4.625%
HK$148,579
+HK$8,522/mo
Deposit HK$19.27M · loan HK$28.90M · min. income ≈ HK$280,114/mo (50% DSR)
Upfront cash ≈ HK$21.31M (deposit + AVD stamp duty HK$2,046,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,617
−HK$7,922/mo
▼ 0.25% · 3.875%
HK$150,549
−HK$3,990/mo
Today · 4.125%
HK$154,539
baseline
▲ 0.50% · 4.625%
HK$162,684
+HK$8,145/mo
Deposit HK$19.27M · loan HK$28.90M · min. income ≈ HK$309,078/mo (50% DSR)
Upfront cash ≈ HK$21.31M (deposit + AVD stamp duty HK$2,046,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,757
−HK$9,642/mo
▼ 0.25% · 3.875%
HK$158,540
−HK$4,859/mo
Today · 4.125%
HK$163,399
baseline
▲ 0.50% · 4.625%
HK$173,342
+HK$9,943/mo
Deposit HK$14.45M · loan HK$33.71M · min. income ≈ HK$326,798/mo (50% DSR)
Upfront cash ≈ HK$16.50M (deposit + AVD stamp duty HK$2,046,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,053
−HK$9,242/mo
▼ 0.25% · 3.875%
HK$175,641
−HK$4,654/mo
Today · 4.125%
HK$180,295
baseline
▲ 0.50% · 4.625%
HK$189,799
+HK$9,504/mo
Deposit HK$14.45M · loan HK$33.71M · min. income ≈ HK$360,590/mo (50% DSR)
Upfront cash ≈ HK$16.50M (deposit + AVD stamp duty HK$2,046,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,688
−HK$12,397/mo
▼ 0.25% · 3.875%
HK$203,837
−HK$6,248/mo
Today · 4.125%
HK$210,085
baseline
▲ 0.50% · 4.625%
HK$222,868
+HK$12,783/mo
Deposit HK$4.82M · loan HK$43.35M · min. income ≈ HK$420,170/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$2,046,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$219,926
−HK$11,882/mo
▼ 0.25% · 3.875%
HK$225,824
−HK$5,984/mo
Today · 4.125%
HK$231,808
baseline
▲ 0.50% · 4.625%
HK$244,027
+HK$12,219/mo
Deposit HK$4.82M · loan HK$43.35M · min. income ≈ HK$463,616/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$2,046,978 · Scale 2, in force from 26 Feb 2026)