LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,984
−HK$689/mo
▼ 0.25% · 3.875%
HK$11,326
−HK$347/mo
Today · 4.125%
HK$11,673
baseline
▲ 0.50% · 4.625%
HK$12,383
+HK$710/mo
Deposit HK$2.41M · loan HK$2.41M · min. income ≈ HK$23,346/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$99,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,220
−HK$660/mo
▼ 0.25% · 3.875%
HK$12,547
−HK$333/mo
Today · 4.125%
HK$12,880
baseline
▲ 0.50% · 4.625%
HK$13,559
+HK$679/mo
Deposit HK$2.41M · loan HK$2.41M · min. income ≈ HK$25,760/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$99,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,181
−HK$826/mo
▼ 0.25% · 3.875%
HK$13,591
−HK$416/mo
Today · 4.125%
HK$14,007
baseline
▲ 0.50% · 4.625%
HK$14,860
+HK$853/mo
Deposit HK$1.93M · loan HK$2.89M · min. income ≈ HK$28,014/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$99,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,664
−HK$792/mo
▼ 0.25% · 3.875%
HK$15,057
−HK$399/mo
Today · 4.125%
HK$15,456
baseline
▲ 0.50% · 4.625%
HK$16,271
+HK$815/mo
Deposit HK$1.93M · loan HK$2.89M · min. income ≈ HK$30,912/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$99,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,378
−HK$964/mo
▼ 0.25% · 3.875%
HK$15,856
−HK$486/mo
Today · 4.125%
HK$16,342
baseline
▲ 0.50% · 4.625%
HK$17,336
+HK$994/mo
Deposit HK$1.45M · loan HK$3.37M · min. income ≈ HK$32,684/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$99,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,108
−HK$924/mo
▼ 0.25% · 3.875%
HK$17,566
−HK$466/mo
Today · 4.125%
HK$18,032
baseline
▲ 0.50% · 4.625%
HK$18,982
+HK$950/mo
Deposit HK$1.45M · loan HK$3.37M · min. income ≈ HK$36,064/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$99,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,771
−HK$1,240/mo
▼ 0.25% · 3.875%
HK$20,386
−HK$625/mo
Today · 4.125%
HK$21,011
baseline
▲ 0.50% · 4.625%
HK$22,290
+HK$1,279/mo
Deposit HK$482K · loan HK$4.34M · min. income ≈ HK$42,022/mo (50% DSR)
Upfront cash ≈ HK$581K (deposit + AVD stamp duty HK$99,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,995
−HK$1,189/mo
▼ 0.25% · 3.875%
HK$22,585
−HK$599/mo
Today · 4.125%
HK$23,184
baseline
▲ 0.50% · 4.625%
HK$24,406
+HK$1,222/mo
Deposit HK$482K · loan HK$4.34M · min. income ≈ HK$46,368/mo (50% DSR)
Upfront cash ≈ HK$581K (deposit + AVD stamp duty HK$99,204 · Scale 2, in force from 26 Feb 2026)