LTV · monthly repayment
▼ 0.50% · 3.625%
HK$109,845
−HK$6,888/mo
▼ 0.25% · 3.875%
HK$113,261
−HK$3,472/mo
Today · 4.125%
HK$116,733
baseline
▲ 0.50% · 4.625%
HK$123,836
+HK$7,103/mo
Deposit HK$24.09M · loan HK$24.09M · min. income ≈ HK$233,466/mo (50% DSR)
Upfront cash ≈ HK$26.13M (deposit + AVD stamp duty HK$2,047,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,201
−HK$6,602/mo
▼ 0.25% · 3.875%
HK$125,478
−HK$3,325/mo
Today · 4.125%
HK$128,803
baseline
▲ 0.50% · 4.625%
HK$135,592
+HK$6,789/mo
Deposit HK$24.09M · loan HK$24.09M · min. income ≈ HK$257,606/mo (50% DSR)
Upfront cash ≈ HK$26.13M (deposit + AVD stamp duty HK$2,047,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,813
−HK$8,266/mo
▼ 0.25% · 3.875%
HK$135,914
−HK$4,165/mo
Today · 4.125%
HK$140,079
baseline
▲ 0.50% · 4.625%
HK$148,603
+HK$8,524/mo
Deposit HK$19.27M · loan HK$28.90M · min. income ≈ HK$280,158/mo (50% DSR)
Upfront cash ≈ HK$21.32M (deposit + AVD stamp duty HK$2,047,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,641
−HK$7,923/mo
▼ 0.25% · 3.875%
HK$150,574
−HK$3,990/mo
Today · 4.125%
HK$154,564
baseline
▲ 0.50% · 4.625%
HK$162,711
+HK$8,147/mo
Deposit HK$19.27M · loan HK$28.90M · min. income ≈ HK$309,128/mo (50% DSR)
Upfront cash ≈ HK$21.32M (deposit + AVD stamp duty HK$2,047,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,782
−HK$9,644/mo
▼ 0.25% · 3.875%
HK$158,566
−HK$4,860/mo
Today · 4.125%
HK$163,426
baseline
▲ 0.50% · 4.625%
HK$173,370
+HK$9,944/mo
Deposit HK$14.45M · loan HK$33.72M · min. income ≈ HK$326,852/mo (50% DSR)
Upfront cash ≈ HK$16.50M (deposit + AVD stamp duty HK$2,047,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,081
−HK$9,243/mo
▼ 0.25% · 3.875%
HK$175,670
−HK$4,654/mo
Today · 4.125%
HK$180,324
baseline
▲ 0.50% · 4.625%
HK$189,829
+HK$9,505/mo
Deposit HK$14.45M · loan HK$33.72M · min. income ≈ HK$360,648/mo (50% DSR)
Upfront cash ≈ HK$16.50M (deposit + AVD stamp duty HK$2,047,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,720
−HK$12,399/mo
▼ 0.25% · 3.875%
HK$203,870
−HK$6,249/mo
Today · 4.125%
HK$210,119
baseline
▲ 0.50% · 4.625%
HK$222,904
+HK$12,785/mo
Deposit HK$4.82M · loan HK$43.35M · min. income ≈ HK$420,238/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$2,047,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$219,962
−HK$11,884/mo
▼ 0.25% · 3.875%
HK$225,861
−HK$5,985/mo
Today · 4.125%
HK$231,846
baseline
▲ 0.50% · 4.625%
HK$244,066
+HK$12,220/mo
Deposit HK$4.82M · loan HK$43.35M · min. income ≈ HK$463,692/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$2,047,311 · Scale 2, in force from 26 Feb 2026)