LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,986
−HK$688/mo
▼ 0.25% · 3.875%
HK$11,327
−HK$347/mo
Today · 4.125%
HK$11,674
baseline
▲ 0.50% · 4.625%
HK$12,385
+HK$711/mo
Deposit HK$2.41M · loan HK$2.41M · min. income ≈ HK$23,348/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$99,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,221
−HK$661/mo
▼ 0.25% · 3.875%
HK$12,549
−HK$333/mo
Today · 4.125%
HK$12,882
baseline
▲ 0.50% · 4.625%
HK$13,561
+HK$679/mo
Deposit HK$2.41M · loan HK$2.41M · min. income ≈ HK$25,764/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$99,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,183
−HK$826/mo
▼ 0.25% · 3.875%
HK$13,593
−HK$416/mo
Today · 4.125%
HK$14,009
baseline
▲ 0.50% · 4.625%
HK$14,862
+HK$853/mo
Deposit HK$1.93M · loan HK$2.89M · min. income ≈ HK$28,018/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$99,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,666
−HK$792/mo
▼ 0.25% · 3.875%
HK$15,059
−HK$399/mo
Today · 4.125%
HK$15,458
baseline
▲ 0.50% · 4.625%
HK$16,273
+HK$815/mo
Deposit HK$1.93M · loan HK$2.89M · min. income ≈ HK$30,916/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$99,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,380
−HK$964/mo
▼ 0.25% · 3.875%
HK$15,858
−HK$486/mo
Today · 4.125%
HK$16,344
baseline
▲ 0.50% · 4.625%
HK$17,339
+HK$995/mo
Deposit HK$1.45M · loan HK$3.37M · min. income ≈ HK$32,688/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$99,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,110
−HK$924/mo
▼ 0.25% · 3.875%
HK$17,569
−HK$465/mo
Today · 4.125%
HK$18,034
baseline
▲ 0.50% · 4.625%
HK$18,985
+HK$951/mo
Deposit HK$1.45M · loan HK$3.37M · min. income ≈ HK$36,068/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$99,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,774
−HK$1,240/mo
▼ 0.25% · 3.875%
HK$20,389
−HK$625/mo
Today · 4.125%
HK$21,014
baseline
▲ 0.50% · 4.625%
HK$22,293
+HK$1,279/mo
Deposit HK$482K · loan HK$4.34M · min. income ≈ HK$42,028/mo (50% DSR)
Upfront cash ≈ HK$581K (deposit + AVD stamp duty HK$99,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,998
−HK$1,189/mo
▼ 0.25% · 3.875%
HK$22,588
−HK$599/mo
Today · 4.125%
HK$23,187
baseline
▲ 0.50% · 4.625%
HK$24,409
+HK$1,222/mo
Deposit HK$482K · loan HK$4.34M · min. income ≈ HK$46,374/mo (50% DSR)
Upfront cash ≈ HK$581K (deposit + AVD stamp duty HK$99,267 · Scale 2, in force from 26 Feb 2026)