LTV · monthly repayment
▼ 0.50% · 3.625%
HK$109,857
−HK$6,889/mo
▼ 0.25% · 3.875%
HK$113,274
−HK$3,472/mo
Today · 4.125%
HK$116,746
baseline
▲ 0.50% · 4.625%
HK$123,850
+HK$7,104/mo
Deposit HK$24.09M · loan HK$24.09M · min. income ≈ HK$233,492/mo (50% DSR)
Upfront cash ≈ HK$26.14M (deposit + AVD stamp duty HK$2,047,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,215
−HK$6,603/mo
▼ 0.25% · 3.875%
HK$125,493
−HK$3,325/mo
Today · 4.125%
HK$128,818
baseline
▲ 0.50% · 4.625%
HK$135,608
+HK$6,790/mo
Deposit HK$24.09M · loan HK$24.09M · min. income ≈ HK$257,636/mo (50% DSR)
Upfront cash ≈ HK$26.14M (deposit + AVD stamp duty HK$2,047,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,829
−HK$8,266/mo
▼ 0.25% · 3.875%
HK$135,929
−HK$4,166/mo
Today · 4.125%
HK$140,095
baseline
▲ 0.50% · 4.625%
HK$148,620
+HK$8,525/mo
Deposit HK$19.27M · loan HK$28.91M · min. income ≈ HK$280,190/mo (50% DSR)
Upfront cash ≈ HK$21.32M (deposit + AVD stamp duty HK$2,047,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,658
−HK$7,924/mo
▼ 0.25% · 3.875%
HK$150,591
−HK$3,991/mo
Today · 4.125%
HK$154,582
baseline
▲ 0.50% · 4.625%
HK$162,730
+HK$8,148/mo
Deposit HK$19.27M · loan HK$28.91M · min. income ≈ HK$309,164/mo (50% DSR)
Upfront cash ≈ HK$21.32M (deposit + AVD stamp duty HK$2,047,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,800
−HK$9,645/mo
▼ 0.25% · 3.875%
HK$158,584
−HK$4,861/mo
Today · 4.125%
HK$163,445
baseline
▲ 0.50% · 4.625%
HK$173,390
+HK$9,945/mo
Deposit HK$14.45M · loan HK$33.72M · min. income ≈ HK$326,890/mo (50% DSR)
Upfront cash ≈ HK$16.50M (deposit + AVD stamp duty HK$2,047,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,101
−HK$9,244/mo
▼ 0.25% · 3.875%
HK$175,690
−HK$4,655/mo
Today · 4.125%
HK$180,345
baseline
▲ 0.50% · 4.625%
HK$189,851
+HK$9,506/mo
Deposit HK$14.45M · loan HK$33.72M · min. income ≈ HK$360,690/mo (50% DSR)
Upfront cash ≈ HK$16.50M (deposit + AVD stamp duty HK$2,047,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,743
−HK$12,400/mo
▼ 0.25% · 3.875%
HK$203,894
−HK$6,249/mo
Today · 4.125%
HK$210,143
baseline
▲ 0.50% · 4.625%
HK$222,930
+HK$12,787/mo
Deposit HK$4.82M · loan HK$43.36M · min. income ≈ HK$420,286/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$2,047,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$219,987
−HK$11,885/mo
▼ 0.25% · 3.875%
HK$225,887
−HK$5,985/mo
Today · 4.125%
HK$231,872
baseline
▲ 0.50% · 4.625%
HK$244,095
+HK$12,223/mo
Deposit HK$4.82M · loan HK$43.36M · min. income ≈ HK$463,744/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$2,047,547 · Scale 2, in force from 26 Feb 2026)