LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,986
−HK$689/mo
▼ 0.25% · 3.875%
HK$11,327
−HK$348/mo
Today · 4.125%
HK$11,675
baseline
▲ 0.50% · 4.625%
HK$12,385
+HK$710/mo
Deposit HK$2.41M · loan HK$2.41M · min. income ≈ HK$23,350/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$99,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,222
−HK$660/mo
▼ 0.25% · 3.875%
HK$12,549
−HK$333/mo
Today · 4.125%
HK$12,882
baseline
▲ 0.50% · 4.625%
HK$13,561
+HK$679/mo
Deposit HK$2.41M · loan HK$2.41M · min. income ≈ HK$25,764/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$99,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,183
−HK$827/mo
▼ 0.25% · 3.875%
HK$13,593
−HK$417/mo
Today · 4.125%
HK$14,010
baseline
▲ 0.50% · 4.625%
HK$14,862
+HK$852/mo
Deposit HK$1.93M · loan HK$2.89M · min. income ≈ HK$28,020/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$99,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,666
−HK$792/mo
▼ 0.25% · 3.875%
HK$15,059
−HK$399/mo
Today · 4.125%
HK$15,458
baseline
▲ 0.50% · 4.625%
HK$16,273
+HK$815/mo
Deposit HK$1.93M · loan HK$2.89M · min. income ≈ HK$30,916/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$99,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,380
−HK$964/mo
▼ 0.25% · 3.875%
HK$15,858
−HK$486/mo
Today · 4.125%
HK$16,344
baseline
▲ 0.50% · 4.625%
HK$17,339
+HK$995/mo
Deposit HK$1.45M · loan HK$3.37M · min. income ≈ HK$32,688/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$99,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,110
−HK$925/mo
▼ 0.25% · 3.875%
HK$17,569
−HK$466/mo
Today · 4.125%
HK$18,035
baseline
▲ 0.50% · 4.625%
HK$18,985
+HK$950/mo
Deposit HK$1.45M · loan HK$3.37M · min. income ≈ HK$36,070/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$99,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,774
−HK$1,240/mo
▼ 0.25% · 3.875%
HK$20,389
−HK$625/mo
Today · 4.125%
HK$21,014
baseline
▲ 0.50% · 4.625%
HK$22,293
+HK$1,279/mo
Deposit HK$482K · loan HK$4.34M · min. income ≈ HK$42,028/mo (50% DSR)
Upfront cash ≈ HK$581K (deposit + AVD stamp duty HK$99,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,999
−HK$1,188/mo
▼ 0.25% · 3.875%
HK$22,589
−HK$598/mo
Today · 4.125%
HK$23,187
baseline
▲ 0.50% · 4.625%
HK$24,409
+HK$1,222/mo
Deposit HK$482K · loan HK$4.34M · min. income ≈ HK$46,374/mo (50% DSR)
Upfront cash ≈ HK$581K (deposit + AVD stamp duty HK$99,276 · Scale 2, in force from 26 Feb 2026)