LTV · monthly repayment
▼ 0.50% · 3.625%
HK$109,867
−HK$6,889/mo
▼ 0.25% · 3.875%
HK$113,284
−HK$3,472/mo
Today · 4.125%
HK$116,756
baseline
▲ 0.50% · 4.625%
HK$123,861
+HK$7,105/mo
Deposit HK$24.09M · loan HK$24.09M · min. income ≈ HK$233,512/mo (50% DSR)
Upfront cash ≈ HK$26.14M (deposit + AVD stamp duty HK$2,047,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,225
−HK$6,604/mo
▼ 0.25% · 3.875%
HK$125,504
−HK$3,325/mo
Today · 4.125%
HK$128,829
baseline
▲ 0.50% · 4.625%
HK$135,620
+HK$6,791/mo
Deposit HK$24.09M · loan HK$24.09M · min. income ≈ HK$257,658/mo (50% DSR)
Upfront cash ≈ HK$26.14M (deposit + AVD stamp duty HK$2,047,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,840
−HK$8,267/mo
▼ 0.25% · 3.875%
HK$135,941
−HK$4,166/mo
Today · 4.125%
HK$140,107
baseline
▲ 0.50% · 4.625%
HK$148,633
+HK$8,526/mo
Deposit HK$19.27M · loan HK$28.91M · min. income ≈ HK$280,214/mo (50% DSR)
Upfront cash ≈ HK$21.32M (deposit + AVD stamp duty HK$2,047,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,671
−HK$7,924/mo
▼ 0.25% · 3.875%
HK$150,604
−HK$3,991/mo
Today · 4.125%
HK$154,595
baseline
▲ 0.50% · 4.625%
HK$162,744
+HK$8,149/mo
Deposit HK$19.27M · loan HK$28.91M · min. income ≈ HK$309,190/mo (50% DSR)
Upfront cash ≈ HK$21.32M (deposit + AVD stamp duty HK$2,047,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,813
−HK$9,646/mo
▼ 0.25% · 3.875%
HK$158,598
−HK$4,861/mo
Today · 4.125%
HK$163,459
baseline
▲ 0.50% · 4.625%
HK$173,405
+HK$9,946/mo
Deposit HK$14.45M · loan HK$33.73M · min. income ≈ HK$326,918/mo (50% DSR)
Upfront cash ≈ HK$16.50M (deposit + AVD stamp duty HK$2,047,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,116
−HK$9,245/mo
▼ 0.25% · 3.875%
HK$175,705
−HK$4,656/mo
Today · 4.125%
HK$180,361
baseline
▲ 0.50% · 4.625%
HK$189,868
+HK$9,507/mo
Deposit HK$14.45M · loan HK$33.73M · min. income ≈ HK$360,722/mo (50% DSR)
Upfront cash ≈ HK$16.50M (deposit + AVD stamp duty HK$2,047,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,760
−HK$12,401/mo
▼ 0.25% · 3.875%
HK$203,911
−HK$6,250/mo
Today · 4.125%
HK$210,161
baseline
▲ 0.50% · 4.625%
HK$222,949
+HK$12,788/mo
Deposit HK$4.82M · loan HK$43.36M · min. income ≈ HK$420,322/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$2,047,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$220,006
−HK$11,886/mo
▼ 0.25% · 3.875%
HK$225,906
−HK$5,986/mo
Today · 4.125%
HK$231,892
baseline
▲ 0.50% · 4.625%
HK$244,115
+HK$12,223/mo
Deposit HK$4.82M · loan HK$43.36M · min. income ≈ HK$463,784/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$2,047,722 · Scale 2, in force from 26 Feb 2026)