LTV · monthly repayment
▼ 0.50% · 3.625%
HK$109,877
−HK$6,890/mo
▼ 0.25% · 3.875%
HK$113,295
−HK$3,472/mo
Today · 4.125%
HK$116,767
baseline
▲ 0.50% · 4.625%
HK$123,872
+HK$7,105/mo
Deposit HK$24.09M · loan HK$24.09M · min. income ≈ HK$233,534/mo (50% DSR)
Upfront cash ≈ HK$26.14M (deposit + AVD stamp duty HK$2,047,913 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,237
−HK$6,604/mo
▼ 0.25% · 3.875%
HK$125,515
−HK$3,326/mo
Today · 4.125%
HK$128,841
baseline
▲ 0.50% · 4.625%
HK$135,632
+HK$6,791/mo
Deposit HK$24.09M · loan HK$24.09M · min. income ≈ HK$257,682/mo (50% DSR)
Upfront cash ≈ HK$26.14M (deposit + AVD stamp duty HK$2,047,913 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,852
−HK$8,268/mo
▼ 0.25% · 3.875%
HK$135,954
−HK$4,166/mo
Today · 4.125%
HK$140,120
baseline
▲ 0.50% · 4.625%
HK$148,646
+HK$8,526/mo
Deposit HK$19.27M · loan HK$28.91M · min. income ≈ HK$280,240/mo (50% DSR)
Upfront cash ≈ HK$21.32M (deposit + AVD stamp duty HK$2,047,913 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,684
−HK$7,925/mo
▼ 0.25% · 3.875%
HK$150,618
−HK$3,991/mo
Today · 4.125%
HK$154,609
baseline
▲ 0.50% · 4.625%
HK$162,759
+HK$8,150/mo
Deposit HK$19.27M · loan HK$28.91M · min. income ≈ HK$309,218/mo (50% DSR)
Upfront cash ≈ HK$21.32M (deposit + AVD stamp duty HK$2,047,913 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,828
−HK$9,646/mo
▼ 0.25% · 3.875%
HK$158,612
−HK$4,862/mo
Today · 4.125%
HK$163,474
baseline
▲ 0.50% · 4.625%
HK$173,421
+HK$9,947/mo
Deposit HK$14.46M · loan HK$33.73M · min. income ≈ HK$326,948/mo (50% DSR)
Upfront cash ≈ HK$16.50M (deposit + AVD stamp duty HK$2,047,913 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,132
−HK$9,245/mo
▼ 0.25% · 3.875%
HK$175,721
−HK$4,656/mo
Today · 4.125%
HK$180,377
baseline
▲ 0.50% · 4.625%
HK$189,885
+HK$9,508/mo
Deposit HK$14.46M · loan HK$33.73M · min. income ≈ HK$360,754/mo (50% DSR)
Upfront cash ≈ HK$16.50M (deposit + AVD stamp duty HK$2,047,913 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,778
−HK$12,403/mo
▼ 0.25% · 3.875%
HK$203,930
−HK$6,251/mo
Today · 4.125%
HK$210,181
baseline
▲ 0.50% · 4.625%
HK$222,970
+HK$12,789/mo
Deposit HK$4.82M · loan HK$43.37M · min. income ≈ HK$420,362/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$2,047,913 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$220,026
−HK$11,888/mo
▼ 0.25% · 3.875%
HK$225,927
−HK$5,987/mo
Today · 4.125%
HK$231,914
baseline
▲ 0.50% · 4.625%
HK$244,138
+HK$12,224/mo
Deposit HK$4.82M · loan HK$43.37M · min. income ≈ HK$463,828/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$2,047,913 · Scale 2, in force from 26 Feb 2026)