LTV · monthly repayment
▼ 0.50% · 3.625%
HK$109,882
−HK$6,890/mo
▼ 0.25% · 3.875%
HK$113,300
−HK$3,472/mo
Today · 4.125%
HK$116,772
baseline
▲ 0.50% · 4.625%
HK$123,877
+HK$7,105/mo
Deposit HK$24.09M · loan HK$24.09M · min. income ≈ HK$233,544/mo (50% DSR)
Upfront cash ≈ HK$26.14M (deposit + AVD stamp duty HK$2,048,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,242
−HK$6,605/mo
▼ 0.25% · 3.875%
HK$125,521
−HK$3,326/mo
Today · 4.125%
HK$128,847
baseline
▲ 0.50% · 4.625%
HK$135,638
+HK$6,791/mo
Deposit HK$24.09M · loan HK$24.09M · min. income ≈ HK$257,694/mo (50% DSR)
Upfront cash ≈ HK$26.14M (deposit + AVD stamp duty HK$2,048,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,858
−HK$8,269/mo
▼ 0.25% · 3.875%
HK$135,959
−HK$4,168/mo
Today · 4.125%
HK$140,127
baseline
▲ 0.50% · 4.625%
HK$148,653
+HK$8,526/mo
Deposit HK$19.28M · loan HK$28.91M · min. income ≈ HK$280,254/mo (50% DSR)
Upfront cash ≈ HK$21.32M (deposit + AVD stamp duty HK$2,048,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,691
−HK$7,925/mo
▼ 0.25% · 3.875%
HK$150,625
−HK$3,991/mo
Today · 4.125%
HK$154,616
baseline
▲ 0.50% · 4.625%
HK$162,766
+HK$8,150/mo
Deposit HK$19.28M · loan HK$28.91M · min. income ≈ HK$309,232/mo (50% DSR)
Upfront cash ≈ HK$21.32M (deposit + AVD stamp duty HK$2,048,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,834
−HK$9,647/mo
▼ 0.25% · 3.875%
HK$158,619
−HK$4,862/mo
Today · 4.125%
HK$163,481
baseline
▲ 0.50% · 4.625%
HK$173,428
+HK$9,947/mo
Deposit HK$14.46M · loan HK$33.73M · min. income ≈ HK$326,962/mo (50% DSR)
Upfront cash ≈ HK$16.50M (deposit + AVD stamp duty HK$2,048,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,139
−HK$9,246/mo
▼ 0.25% · 3.875%
HK$175,729
−HK$4,656/mo
Today · 4.125%
HK$180,385
baseline
▲ 0.50% · 4.625%
HK$189,894
+HK$9,509/mo
Deposit HK$14.46M · loan HK$33.73M · min. income ≈ HK$360,770/mo (50% DSR)
Upfront cash ≈ HK$16.50M (deposit + AVD stamp duty HK$2,048,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,787
−HK$12,403/mo
▼ 0.25% · 3.875%
HK$203,939
−HK$6,251/mo
Today · 4.125%
HK$210,190
baseline
▲ 0.50% · 4.625%
HK$222,979
+HK$12,789/mo
Deposit HK$4.82M · loan HK$43.37M · min. income ≈ HK$420,380/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$2,048,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$220,036
−HK$11,888/mo
▼ 0.25% · 3.875%
HK$225,937
−HK$5,987/mo
Today · 4.125%
HK$231,924
baseline
▲ 0.50% · 4.625%
HK$244,149
+HK$12,225/mo
Deposit HK$4.82M · loan HK$43.37M · min. income ≈ HK$463,848/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$2,048,002 · Scale 2, in force from 26 Feb 2026)