LTV · monthly repayment
▼ 0.50% · 3.625%
HK$109,894
−HK$6,892/mo
▼ 0.25% · 3.875%
HK$113,313
−HK$3,473/mo
Today · 4.125%
HK$116,786
baseline
▲ 0.50% · 4.625%
HK$123,892
+HK$7,106/mo
Deposit HK$24.10M · loan HK$24.10M · min. income ≈ HK$233,572/mo (50% DSR)
Upfront cash ≈ HK$26.15M (deposit + AVD stamp duty HK$2,048,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,256
−HK$6,606/mo
▼ 0.25% · 3.875%
HK$125,535
−HK$3,327/mo
Today · 4.125%
HK$128,862
baseline
▲ 0.50% · 4.625%
HK$135,654
+HK$6,792/mo
Deposit HK$24.10M · loan HK$24.10M · min. income ≈ HK$257,724/mo (50% DSR)
Upfront cash ≈ HK$26.15M (deposit + AVD stamp duty HK$2,048,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,873
−HK$8,270/mo
▼ 0.25% · 3.875%
HK$135,975
−HK$4,168/mo
Today · 4.125%
HK$140,143
baseline
▲ 0.50% · 4.625%
HK$148,670
+HK$8,527/mo
Deposit HK$19.28M · loan HK$28.92M · min. income ≈ HK$280,286/mo (50% DSR)
Upfront cash ≈ HK$21.33M (deposit + AVD stamp duty HK$2,048,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,708
−HK$7,926/mo
▼ 0.25% · 3.875%
HK$150,642
−HK$3,992/mo
Today · 4.125%
HK$154,634
baseline
▲ 0.50% · 4.625%
HK$162,785
+HK$8,151/mo
Deposit HK$19.28M · loan HK$28.92M · min. income ≈ HK$309,268/mo (50% DSR)
Upfront cash ≈ HK$21.33M (deposit + AVD stamp duty HK$2,048,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,852
−HK$9,648/mo
▼ 0.25% · 3.875%
HK$158,638
−HK$4,862/mo
Today · 4.125%
HK$163,500
baseline
▲ 0.50% · 4.625%
HK$173,449
+HK$9,949/mo
Deposit HK$14.46M · loan HK$33.74M · min. income ≈ HK$327,000/mo (50% DSR)
Upfront cash ≈ HK$16.51M (deposit + AVD stamp duty HK$2,048,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,159
−HK$9,247/mo
▼ 0.25% · 3.875%
HK$175,749
−HK$4,657/mo
Today · 4.125%
HK$180,406
baseline
▲ 0.50% · 4.625%
HK$189,916
+HK$9,510/mo
Deposit HK$14.46M · loan HK$33.74M · min. income ≈ HK$360,812/mo (50% DSR)
Upfront cash ≈ HK$16.51M (deposit + AVD stamp duty HK$2,048,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,810
−HK$12,404/mo
▼ 0.25% · 3.875%
HK$203,963
−HK$6,251/mo
Today · 4.125%
HK$210,214
baseline
▲ 0.50% · 4.625%
HK$223,005
+HK$12,791/mo
Deposit HK$4.82M · loan HK$43.37M · min. income ≈ HK$420,428/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$2,048,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$220,061
−HK$11,890/mo
▼ 0.25% · 3.875%
HK$225,963
−HK$5,988/mo
Today · 4.125%
HK$231,951
baseline
▲ 0.50% · 4.625%
HK$244,177
+HK$12,226/mo
Deposit HK$4.82M · loan HK$43.37M · min. income ≈ HK$463,902/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$2,048,239 · Scale 2, in force from 26 Feb 2026)