LTV · monthly repayment
▼ 0.50% · 3.625%
HK$109,901
−HK$6,891/mo
▼ 0.25% · 3.875%
HK$113,319
−HK$3,473/mo
Today · 4.125%
HK$116,792
baseline
▲ 0.50% · 4.625%
HK$123,899
+HK$7,107/mo
Deposit HK$24.10M · loan HK$24.10M · min. income ≈ HK$233,584/mo (50% DSR)
Upfront cash ≈ HK$26.15M (deposit + AVD stamp duty HK$2,048,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,263
−HK$6,606/mo
▼ 0.25% · 3.875%
HK$125,542
−HK$3,327/mo
Today · 4.125%
HK$128,869
baseline
▲ 0.50% · 4.625%
HK$135,662
+HK$6,793/mo
Deposit HK$24.10M · loan HK$24.10M · min. income ≈ HK$257,738/mo (50% DSR)
Upfront cash ≈ HK$26.15M (deposit + AVD stamp duty HK$2,048,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,881
−HK$8,270/mo
▼ 0.25% · 3.875%
HK$135,983
−HK$4,168/mo
Today · 4.125%
HK$140,151
baseline
▲ 0.50% · 4.625%
HK$148,679
+HK$8,528/mo
Deposit HK$19.28M · loan HK$28.92M · min. income ≈ HK$280,302/mo (50% DSR)
Upfront cash ≈ HK$21.33M (deposit + AVD stamp duty HK$2,048,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,716
−HK$7,927/mo
▼ 0.25% · 3.875%
HK$150,651
−HK$3,992/mo
Today · 4.125%
HK$154,643
baseline
▲ 0.50% · 4.625%
HK$162,794
+HK$8,151/mo
Deposit HK$19.28M · loan HK$28.92M · min. income ≈ HK$309,286/mo (50% DSR)
Upfront cash ≈ HK$21.33M (deposit + AVD stamp duty HK$2,048,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,861
−HK$9,648/mo
▼ 0.25% · 3.875%
HK$158,647
−HK$4,862/mo
Today · 4.125%
HK$163,509
baseline
▲ 0.50% · 4.625%
HK$173,458
+HK$9,949/mo
Deposit HK$14.46M · loan HK$33.74M · min. income ≈ HK$327,018/mo (50% DSR)
Upfront cash ≈ HK$16.51M (deposit + AVD stamp duty HK$2,048,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,169
−HK$9,247/mo
▼ 0.25% · 3.875%
HK$175,759
−HK$4,657/mo
Today · 4.125%
HK$180,416
baseline
▲ 0.50% · 4.625%
HK$189,926
+HK$9,510/mo
Deposit HK$14.46M · loan HK$33.74M · min. income ≈ HK$360,832/mo (50% DSR)
Upfront cash ≈ HK$16.51M (deposit + AVD stamp duty HK$2,048,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,821
−HK$12,405/mo
▼ 0.25% · 3.875%
HK$203,974
−HK$6,252/mo
Today · 4.125%
HK$210,226
baseline
▲ 0.50% · 4.625%
HK$223,018
+HK$12,792/mo
Deposit HK$4.82M · loan HK$43.38M · min. income ≈ HK$420,452/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$2,048,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$220,074
−HK$11,890/mo
▼ 0.25% · 3.875%
HK$225,976
−HK$5,988/mo
Today · 4.125%
HK$231,964
baseline
▲ 0.50% · 4.625%
HK$244,191
+HK$12,227/mo
Deposit HK$4.82M · loan HK$43.38M · min. income ≈ HK$463,928/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$2,048,355 · Scale 2, in force from 26 Feb 2026)