LTV · monthly repayment
▼ 0.50% · 3.625%
HK$109,912
−HK$6,892/mo
▼ 0.25% · 3.875%
HK$113,331
−HK$3,473/mo
Today · 4.125%
HK$116,804
baseline
▲ 0.50% · 4.625%
HK$123,912
+HK$7,108/mo
Deposit HK$24.10M · loan HK$24.10M · min. income ≈ HK$233,608/mo (50% DSR)
Upfront cash ≈ HK$26.15M (deposit + AVD stamp duty HK$2,048,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,276
−HK$6,606/mo
▼ 0.25% · 3.875%
HK$125,555
−HK$3,327/mo
Today · 4.125%
HK$128,882
baseline
▲ 0.50% · 4.625%
HK$135,676
+HK$6,794/mo
Deposit HK$24.10M · loan HK$24.10M · min. income ≈ HK$257,764/mo (50% DSR)
Upfront cash ≈ HK$26.15M (deposit + AVD stamp duty HK$2,048,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,894
−HK$8,271/mo
▼ 0.25% · 3.875%
HK$135,997
−HK$4,168/mo
Today · 4.125%
HK$140,165
baseline
▲ 0.50% · 4.625%
HK$148,694
+HK$8,529/mo
Deposit HK$19.28M · loan HK$28.92M · min. income ≈ HK$280,330/mo (50% DSR)
Upfront cash ≈ HK$21.33M (deposit + AVD stamp duty HK$2,048,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,731
−HK$7,928/mo
▼ 0.25% · 3.875%
HK$150,667
−HK$3,992/mo
Today · 4.125%
HK$154,659
baseline
▲ 0.50% · 4.625%
HK$162,811
+HK$8,152/mo
Deposit HK$19.28M · loan HK$28.92M · min. income ≈ HK$309,318/mo (50% DSR)
Upfront cash ≈ HK$21.33M (deposit + AVD stamp duty HK$2,048,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,877
−HK$9,649/mo
▼ 0.25% · 3.875%
HK$158,663
−HK$4,863/mo
Today · 4.125%
HK$163,526
baseline
▲ 0.50% · 4.625%
HK$173,476
+HK$9,950/mo
Deposit HK$14.46M · loan HK$33.74M · min. income ≈ HK$327,052/mo (50% DSR)
Upfront cash ≈ HK$16.51M (deposit + AVD stamp duty HK$2,048,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,186
−HK$9,249/mo
▼ 0.25% · 3.875%
HK$175,778
−HK$4,657/mo
Today · 4.125%
HK$180,435
baseline
▲ 0.50% · 4.625%
HK$189,946
+HK$9,511/mo
Deposit HK$14.46M · loan HK$33.74M · min. income ≈ HK$360,870/mo (50% DSR)
Upfront cash ≈ HK$16.51M (deposit + AVD stamp duty HK$2,048,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,842
−HK$12,406/mo
▼ 0.25% · 3.875%
HK$203,996
−HK$6,252/mo
Today · 4.125%
HK$210,248
baseline
▲ 0.50% · 4.625%
HK$223,041
+HK$12,793/mo
Deposit HK$4.82M · loan HK$43.38M · min. income ≈ HK$420,496/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$2,048,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$220,097
−HK$11,891/mo
▼ 0.25% · 3.875%
HK$226,000
−HK$5,988/mo
Today · 4.125%
HK$231,988
baseline
▲ 0.50% · 4.625%
HK$244,216
+HK$12,228/mo
Deposit HK$4.82M · loan HK$43.38M · min. income ≈ HK$463,976/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$2,048,569 · Scale 2, in force from 26 Feb 2026)