LTV · monthly repayment
▼ 0.50% · 3.625%
HK$109,914
−HK$6,892/mo
▼ 0.25% · 3.875%
HK$113,333
−HK$3,473/mo
Today · 4.125%
HK$116,806
baseline
▲ 0.50% · 4.625%
HK$123,913
+HK$7,107/mo
Deposit HK$24.10M · loan HK$24.10M · min. income ≈ HK$233,612/mo (50% DSR)
Upfront cash ≈ HK$26.15M (deposit + AVD stamp duty HK$2,048,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,278
−HK$6,606/mo
▼ 0.25% · 3.875%
HK$125,557
−HK$3,327/mo
Today · 4.125%
HK$128,884
baseline
▲ 0.50% · 4.625%
HK$135,678
+HK$6,794/mo
Deposit HK$24.10M · loan HK$24.10M · min. income ≈ HK$257,768/mo (50% DSR)
Upfront cash ≈ HK$26.15M (deposit + AVD stamp duty HK$2,048,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,896
−HK$8,271/mo
▼ 0.25% · 3.875%
HK$135,999
−HK$4,168/mo
Today · 4.125%
HK$140,167
baseline
▲ 0.50% · 4.625%
HK$148,696
+HK$8,529/mo
Deposit HK$19.28M · loan HK$28.92M · min. income ≈ HK$280,334/mo (50% DSR)
Upfront cash ≈ HK$21.33M (deposit + AVD stamp duty HK$2,048,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,733
−HK$7,928/mo
▼ 0.25% · 3.875%
HK$150,669
−HK$3,992/mo
Today · 4.125%
HK$154,661
baseline
▲ 0.50% · 4.625%
HK$162,813
+HK$8,152/mo
Deposit HK$19.28M · loan HK$28.92M · min. income ≈ HK$309,322/mo (50% DSR)
Upfront cash ≈ HK$21.33M (deposit + AVD stamp duty HK$2,048,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,879
−HK$9,650/mo
▼ 0.25% · 3.875%
HK$158,666
−HK$4,863/mo
Today · 4.125%
HK$163,529
baseline
▲ 0.50% · 4.625%
HK$173,479
+HK$9,950/mo
Deposit HK$14.46M · loan HK$33.74M · min. income ≈ HK$327,058/mo (50% DSR)
Upfront cash ≈ HK$16.51M (deposit + AVD stamp duty HK$2,048,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,189
−HK$9,249/mo
▼ 0.25% · 3.875%
HK$175,780
−HK$4,658/mo
Today · 4.125%
HK$180,438
baseline
▲ 0.50% · 4.625%
HK$189,949
+HK$9,511/mo
Deposit HK$14.46M · loan HK$33.74M · min. income ≈ HK$360,876/mo (50% DSR)
Upfront cash ≈ HK$16.51M (deposit + AVD stamp duty HK$2,048,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,844
−HK$12,407/mo
▼ 0.25% · 3.875%
HK$203,999
−HK$6,252/mo
Today · 4.125%
HK$210,251
baseline
▲ 0.50% · 4.625%
HK$223,044
+HK$12,793/mo
Deposit HK$4.82M · loan HK$43.38M · min. income ≈ HK$420,502/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$2,048,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$220,100
−HK$11,891/mo
▼ 0.25% · 3.875%
HK$226,003
−HK$5,988/mo
Today · 4.125%
HK$231,991
baseline
▲ 0.50% · 4.625%
HK$244,220
+HK$12,229/mo
Deposit HK$4.82M · loan HK$43.38M · min. income ≈ HK$463,982/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$2,048,597 · Scale 2, in force from 26 Feb 2026)