LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,993
−HK$689/mo
▼ 0.25% · 3.875%
HK$11,335
−HK$347/mo
Today · 4.125%
HK$11,682
baseline
▲ 0.50% · 4.625%
HK$12,393
+HK$711/mo
Deposit HK$2.41M · loan HK$2.41M · min. income ≈ HK$23,364/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$99,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,230
−HK$660/mo
▼ 0.25% · 3.875%
HK$12,558
−HK$332/mo
Today · 4.125%
HK$12,890
baseline
▲ 0.50% · 4.625%
HK$13,570
+HK$680/mo
Deposit HK$2.41M · loan HK$2.41M · min. income ≈ HK$25,780/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$99,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,192
−HK$827/mo
▼ 0.25% · 3.875%
HK$13,602
−HK$417/mo
Today · 4.125%
HK$14,019
baseline
▲ 0.50% · 4.625%
HK$14,872
+HK$853/mo
Deposit HK$1.93M · loan HK$2.89M · min. income ≈ HK$28,038/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$99,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,676
−HK$792/mo
▼ 0.25% · 3.875%
HK$15,069
−HK$399/mo
Today · 4.125%
HK$15,468
baseline
▲ 0.50% · 4.625%
HK$16,284
+HK$816/mo
Deposit HK$1.93M · loan HK$2.89M · min. income ≈ HK$30,936/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$99,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,390
−HK$965/mo
▼ 0.25% · 3.875%
HK$15,869
−HK$486/mo
Today · 4.125%
HK$16,355
baseline
▲ 0.50% · 4.625%
HK$17,350
+HK$995/mo
Deposit HK$1.45M · loan HK$3.37M · min. income ≈ HK$32,710/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$99,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,121
−HK$925/mo
▼ 0.25% · 3.875%
HK$17,581
−HK$465/mo
Today · 4.125%
HK$18,046
baseline
▲ 0.50% · 4.625%
HK$18,998
+HK$952/mo
Deposit HK$1.45M · loan HK$3.37M · min. income ≈ HK$36,092/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$99,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,787
−HK$1,241/mo
▼ 0.25% · 3.875%
HK$20,403
−HK$625/mo
Today · 4.125%
HK$21,028
baseline
▲ 0.50% · 4.625%
HK$22,308
+HK$1,280/mo
Deposit HK$482K · loan HK$4.34M · min. income ≈ HK$42,056/mo (50% DSR)
Upfront cash ≈ HK$582K (deposit + AVD stamp duty HK$99,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,013
−HK$1,190/mo
▼ 0.25% · 3.875%
HK$22,604
−HK$599/mo
Today · 4.125%
HK$23,203
baseline
▲ 0.50% · 4.625%
HK$24,426
+HK$1,223/mo
Deposit HK$482K · loan HK$4.34M · min. income ≈ HK$46,406/mo (50% DSR)
Upfront cash ≈ HK$582K (deposit + AVD stamp duty HK$99,595 · Scale 2, in force from 26 Feb 2026)