LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,994
−HK$689/mo
▼ 0.25% · 3.875%
HK$11,336
−HK$347/mo
Today · 4.125%
HK$11,683
baseline
▲ 0.50% · 4.625%
HK$12,394
+HK$711/mo
Deposit HK$2.41M · loan HK$2.41M · min. income ≈ HK$23,366/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$99,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,231
−HK$660/mo
▼ 0.25% · 3.875%
HK$12,559
−HK$332/mo
Today · 4.125%
HK$12,891
baseline
▲ 0.50% · 4.625%
HK$13,571
+HK$680/mo
Deposit HK$2.41M · loan HK$2.41M · min. income ≈ HK$25,782/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$99,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,193
−HK$827/mo
▼ 0.25% · 3.875%
HK$13,603
−HK$417/mo
Today · 4.125%
HK$14,020
baseline
▲ 0.50% · 4.625%
HK$14,873
+HK$853/mo
Deposit HK$1.93M · loan HK$2.89M · min. income ≈ HK$28,040/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$99,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,677
−HK$793/mo
▼ 0.25% · 3.875%
HK$15,070
−HK$400/mo
Today · 4.125%
HK$15,470
baseline
▲ 0.50% · 4.625%
HK$16,285
+HK$815/mo
Deposit HK$1.93M · loan HK$2.89M · min. income ≈ HK$30,940/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$99,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,391
−HK$966/mo
▼ 0.25% · 3.875%
HK$15,870
−HK$487/mo
Today · 4.125%
HK$16,357
baseline
▲ 0.50% · 4.625%
HK$17,352
+HK$995/mo
Deposit HK$1.45M · loan HK$3.37M · min. income ≈ HK$32,714/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$99,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,123
−HK$925/mo
▼ 0.25% · 3.875%
HK$17,582
−HK$466/mo
Today · 4.125%
HK$18,048
baseline
▲ 0.50% · 4.625%
HK$18,999
+HK$951/mo
Deposit HK$1.45M · loan HK$3.37M · min. income ≈ HK$36,096/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$99,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,789
−HK$1,241/mo
▼ 0.25% · 3.875%
HK$20,404
−HK$626/mo
Today · 4.125%
HK$21,030
baseline
▲ 0.50% · 4.625%
HK$22,309
+HK$1,279/mo
Deposit HK$482K · loan HK$4.34M · min. income ≈ HK$42,060/mo (50% DSR)
Upfront cash ≈ HK$582K (deposit + AVD stamp duty HK$99,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,015
−HK$1,189/mo
▼ 0.25% · 3.875%
HK$22,605
−HK$599/mo
Today · 4.125%
HK$23,204
baseline
▲ 0.50% · 4.625%
HK$24,427
+HK$1,223/mo
Deposit HK$482K · loan HK$4.34M · min. income ≈ HK$46,408/mo (50% DSR)
Upfront cash ≈ HK$582K (deposit + AVD stamp duty HK$99,632 · Scale 2, in force from 26 Feb 2026)