LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,995
−HK$690/mo
▼ 0.25% · 3.875%
HK$11,337
−HK$348/mo
Today · 4.125%
HK$11,685
baseline
▲ 0.50% · 4.625%
HK$12,395
+HK$710/mo
Deposit HK$2.41M · loan HK$2.41M · min. income ≈ HK$23,370/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$99,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,232
−HK$661/mo
▼ 0.25% · 3.875%
HK$12,560
−HK$333/mo
Today · 4.125%
HK$12,893
baseline
▲ 0.50% · 4.625%
HK$13,572
+HK$679/mo
Deposit HK$2.41M · loan HK$2.41M · min. income ≈ HK$25,786/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$99,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,194
−HK$827/mo
▼ 0.25% · 3.875%
HK$13,604
−HK$417/mo
Today · 4.125%
HK$14,021
baseline
▲ 0.50% · 4.625%
HK$14,875
+HK$854/mo
Deposit HK$1.93M · loan HK$2.89M · min. income ≈ HK$28,042/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$99,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,678
−HK$793/mo
▼ 0.25% · 3.875%
HK$15,072
−HK$399/mo
Today · 4.125%
HK$15,471
baseline
▲ 0.50% · 4.625%
HK$16,287
+HK$816/mo
Deposit HK$1.93M · loan HK$2.89M · min. income ≈ HK$30,942/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$99,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,393
−HK$965/mo
▼ 0.25% · 3.875%
HK$15,872
−HK$486/mo
Today · 4.125%
HK$16,358
baseline
▲ 0.50% · 4.625%
HK$17,354
+HK$996/mo
Deposit HK$1.45M · loan HK$3.38M · min. income ≈ HK$32,716/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$99,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,125
−HK$925/mo
▼ 0.25% · 3.875%
HK$17,584
−HK$466/mo
Today · 4.125%
HK$18,050
baseline
▲ 0.50% · 4.625%
HK$19,001
+HK$951/mo
Deposit HK$1.45M · loan HK$3.38M · min. income ≈ HK$36,100/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$99,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,791
−HK$1,241/mo
▼ 0.25% · 3.875%
HK$20,407
−HK$625/mo
Today · 4.125%
HK$21,032
baseline
▲ 0.50% · 4.625%
HK$22,312
+HK$1,280/mo
Deposit HK$482K · loan HK$4.34M · min. income ≈ HK$42,064/mo (50% DSR)
Upfront cash ≈ HK$582K (deposit + AVD stamp duty HK$99,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,017
−HK$1,190/mo
▼ 0.25% · 3.875%
HK$22,608
−HK$599/mo
Today · 4.125%
HK$23,207
baseline
▲ 0.50% · 4.625%
HK$24,430
+HK$1,223/mo
Deposit HK$482K · loan HK$4.34M · min. income ≈ HK$46,414/mo (50% DSR)
Upfront cash ≈ HK$582K (deposit + AVD stamp duty HK$99,684 · Scale 2, in force from 26 Feb 2026)