LTV · monthly repayment
▼ 0.50% · 3.625%
HK$109,952
−HK$6,895/mo
▼ 0.25% · 3.875%
HK$113,373
−HK$3,474/mo
Today · 4.125%
HK$116,847
baseline
▲ 0.50% · 4.625%
HK$123,957
+HK$7,110/mo
Deposit HK$24.11M · loan HK$24.11M · min. income ≈ HK$233,694/mo (50% DSR)
Upfront cash ≈ HK$26.16M (deposit + AVD stamp duty HK$2,049,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,321
−HK$6,609/mo
▼ 0.25% · 3.875%
HK$125,602
−HK$3,328/mo
Today · 4.125%
HK$128,930
baseline
▲ 0.50% · 4.625%
HK$135,726
+HK$6,796/mo
Deposit HK$24.11M · loan HK$24.11M · min. income ≈ HK$257,860/mo (50% DSR)
Upfront cash ≈ HK$26.16M (deposit + AVD stamp duty HK$2,049,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,943
−HK$8,274/mo
▼ 0.25% · 3.875%
HK$136,047
−HK$4,170/mo
Today · 4.125%
HK$140,217
baseline
▲ 0.50% · 4.625%
HK$148,749
+HK$8,532/mo
Deposit HK$19.29M · loan HK$28.93M · min. income ≈ HK$280,434/mo (50% DSR)
Upfront cash ≈ HK$21.34M (deposit + AVD stamp duty HK$2,049,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,785
−HK$7,930/mo
▼ 0.25% · 3.875%
HK$150,722
−HK$3,993/mo
Today · 4.125%
HK$154,715
baseline
▲ 0.50% · 4.625%
HK$162,871
+HK$8,156/mo
Deposit HK$19.29M · loan HK$28.93M · min. income ≈ HK$309,430/mo (50% DSR)
Upfront cash ≈ HK$21.34M (deposit + AVD stamp duty HK$2,049,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,933
−HK$9,653/mo
▼ 0.25% · 3.875%
HK$158,722
−HK$4,864/mo
Today · 4.125%
HK$163,586
baseline
▲ 0.50% · 4.625%
HK$173,540
+HK$9,954/mo
Deposit HK$14.47M · loan HK$33.75M · min. income ≈ HK$327,172/mo (50% DSR)
Upfront cash ≈ HK$16.52M (deposit + AVD stamp duty HK$2,049,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,249
−HK$9,252/mo
▼ 0.25% · 3.875%
HK$175,842
−HK$4,659/mo
Today · 4.125%
HK$180,501
baseline
▲ 0.50% · 4.625%
HK$190,016
+HK$9,515/mo
Deposit HK$14.47M · loan HK$33.75M · min. income ≈ HK$361,002/mo (50% DSR)
Upfront cash ≈ HK$16.52M (deposit + AVD stamp duty HK$2,049,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,914
−HK$12,411/mo
▼ 0.25% · 3.875%
HK$204,071
−HK$6,254/mo
Today · 4.125%
HK$210,325
baseline
▲ 0.50% · 4.625%
HK$223,123
+HK$12,798/mo
Deposit HK$4.82M · loan HK$43.40M · min. income ≈ HK$420,650/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$2,049,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$220,178
−HK$11,895/mo
▼ 0.25% · 3.875%
HK$226,083
−HK$5,990/mo
Today · 4.125%
HK$232,073
baseline
▲ 0.50% · 4.625%
HK$244,306
+HK$12,233/mo
Deposit HK$4.82M · loan HK$43.40M · min. income ≈ HK$464,146/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$2,049,322 · Scale 2, in force from 26 Feb 2026)