LTV · monthly repayment
▼ 0.50% · 3.625%
HK$109,958
−HK$6,895/mo
▼ 0.25% · 3.875%
HK$113,378
−HK$3,475/mo
Today · 4.125%
HK$116,853
baseline
▲ 0.50% · 4.625%
HK$123,964
+HK$7,111/mo
Deposit HK$24.11M · loan HK$24.11M · min. income ≈ HK$233,706/mo (50% DSR)
Upfront cash ≈ HK$26.16M (deposit + AVD stamp duty HK$2,049,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,327
−HK$6,609/mo
▼ 0.25% · 3.875%
HK$125,608
−HK$3,328/mo
Today · 4.125%
HK$128,936
baseline
▲ 0.50% · 4.625%
HK$135,732
+HK$6,796/mo
Deposit HK$24.11M · loan HK$24.11M · min. income ≈ HK$257,872/mo (50% DSR)
Upfront cash ≈ HK$26.16M (deposit + AVD stamp duty HK$2,049,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,950
−HK$8,274/mo
▼ 0.25% · 3.875%
HK$136,054
−HK$4,170/mo
Today · 4.125%
HK$140,224
baseline
▲ 0.50% · 4.625%
HK$148,756
+HK$8,532/mo
Deposit HK$19.29M · loan HK$28.93M · min. income ≈ HK$280,448/mo (50% DSR)
Upfront cash ≈ HK$21.34M (deposit + AVD stamp duty HK$2,049,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,793
−HK$7,930/mo
▼ 0.25% · 3.875%
HK$150,729
−HK$3,994/mo
Today · 4.125%
HK$154,723
baseline
▲ 0.50% · 4.625%
HK$162,879
+HK$8,156/mo
Deposit HK$19.29M · loan HK$28.93M · min. income ≈ HK$309,446/mo (50% DSR)
Upfront cash ≈ HK$21.34M (deposit + AVD stamp duty HK$2,049,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,941
−HK$9,654/mo
▼ 0.25% · 3.875%
HK$158,730
−HK$4,865/mo
Today · 4.125%
HK$163,595
baseline
▲ 0.50% · 4.625%
HK$173,549
+HK$9,954/mo
Deposit HK$14.47M · loan HK$33.76M · min. income ≈ HK$327,190/mo (50% DSR)
Upfront cash ≈ HK$16.52M (deposit + AVD stamp duty HK$2,049,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,258
−HK$9,252/mo
▼ 0.25% · 3.875%
HK$175,851
−HK$4,659/mo
Today · 4.125%
HK$180,510
baseline
▲ 0.50% · 4.625%
HK$190,025
+HK$9,515/mo
Deposit HK$14.47M · loan HK$33.76M · min. income ≈ HK$361,020/mo (50% DSR)
Upfront cash ≈ HK$16.52M (deposit + AVD stamp duty HK$2,049,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,924
−HK$12,412/mo
▼ 0.25% · 3.875%
HK$204,081
−HK$6,255/mo
Today · 4.125%
HK$210,336
baseline
▲ 0.50% · 4.625%
HK$223,134
+HK$12,798/mo
Deposit HK$4.82M · loan HK$43.40M · min. income ≈ HK$420,672/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$2,049,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$220,189
−HK$11,896/mo
▼ 0.25% · 3.875%
HK$226,094
−HK$5,991/mo
Today · 4.125%
HK$232,085
baseline
▲ 0.50% · 4.625%
HK$244,318
+HK$12,233/mo
Deposit HK$4.82M · loan HK$43.40M · min. income ≈ HK$464,170/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$2,049,424 · Scale 2, in force from 26 Feb 2026)