LTV · monthly repayment
▼ 0.50% · 3.625%
HK$109,958
−HK$6,896/mo
▼ 0.25% · 3.875%
HK$113,379
−HK$3,475/mo
Today · 4.125%
HK$116,854
baseline
▲ 0.50% · 4.625%
HK$123,964
+HK$7,110/mo
Deposit HK$24.11M · loan HK$24.11M · min. income ≈ HK$233,708/mo (50% DSR)
Upfront cash ≈ HK$26.16M (deposit + AVD stamp duty HK$2,049,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,328
−HK$6,609/mo
▼ 0.25% · 3.875%
HK$125,608
−HK$3,329/mo
Today · 4.125%
HK$128,937
baseline
▲ 0.50% · 4.625%
HK$135,733
+HK$6,796/mo
Deposit HK$24.11M · loan HK$24.11M · min. income ≈ HK$257,874/mo (50% DSR)
Upfront cash ≈ HK$26.16M (deposit + AVD stamp duty HK$2,049,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,950
−HK$8,275/mo
▼ 0.25% · 3.875%
HK$136,055
−HK$4,170/mo
Today · 4.125%
HK$140,225
baseline
▲ 0.50% · 4.625%
HK$148,757
+HK$8,532/mo
Deposit HK$19.29M · loan HK$28.93M · min. income ≈ HK$280,450/mo (50% DSR)
Upfront cash ≈ HK$21.34M (deposit + AVD stamp duty HK$2,049,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,793
−HK$7,931/mo
▼ 0.25% · 3.875%
HK$150,730
−HK$3,994/mo
Today · 4.125%
HK$154,724
baseline
▲ 0.50% · 4.625%
HK$162,880
+HK$8,156/mo
Deposit HK$19.29M · loan HK$28.93M · min. income ≈ HK$309,448/mo (50% DSR)
Upfront cash ≈ HK$21.34M (deposit + AVD stamp duty HK$2,049,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,942
−HK$9,653/mo
▼ 0.25% · 3.875%
HK$158,730
−HK$4,865/mo
Today · 4.125%
HK$163,595
baseline
▲ 0.50% · 4.625%
HK$173,550
+HK$9,955/mo
Deposit HK$14.47M · loan HK$33.76M · min. income ≈ HK$327,190/mo (50% DSR)
Upfront cash ≈ HK$16.52M (deposit + AVD stamp duty HK$2,049,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,259
−HK$9,252/mo
▼ 0.25% · 3.875%
HK$175,852
−HK$4,659/mo
Today · 4.125%
HK$180,511
baseline
▲ 0.50% · 4.625%
HK$190,026
+HK$9,515/mo
Deposit HK$14.47M · loan HK$33.76M · min. income ≈ HK$361,022/mo (50% DSR)
Upfront cash ≈ HK$16.52M (deposit + AVD stamp duty HK$2,049,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,925
−HK$12,412/mo
▼ 0.25% · 3.875%
HK$204,082
−HK$6,255/mo
Today · 4.125%
HK$210,337
baseline
▲ 0.50% · 4.625%
HK$223,135
+HK$12,798/mo
Deposit HK$4.82M · loan HK$43.40M · min. income ≈ HK$420,674/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$2,049,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$220,190
−HK$11,896/mo
▼ 0.25% · 3.875%
HK$226,095
−HK$5,991/mo
Today · 4.125%
HK$232,086
baseline
▲ 0.50% · 4.625%
HK$244,320
+HK$12,234/mo
Deposit HK$4.82M · loan HK$43.40M · min. income ≈ HK$464,172/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$2,049,434 · Scale 2, in force from 26 Feb 2026)