LTV · monthly repayment
▼ 0.50% · 3.625%
HK$109,973
−HK$6,897/mo
▼ 0.25% · 3.875%
HK$113,394
−HK$3,476/mo
Today · 4.125%
HK$116,870
baseline
▲ 0.50% · 4.625%
HK$123,981
+HK$7,111/mo
Deposit HK$24.11M · loan HK$24.11M · min. income ≈ HK$233,740/mo (50% DSR)
Upfront cash ≈ HK$26.16M (deposit + AVD stamp duty HK$2,049,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,344
−HK$6,610/mo
▼ 0.25% · 3.875%
HK$125,626
−HK$3,328/mo
Today · 4.125%
HK$128,954
baseline
▲ 0.50% · 4.625%
HK$135,752
+HK$6,798/mo
Deposit HK$24.11M · loan HK$24.11M · min. income ≈ HK$257,908/mo (50% DSR)
Upfront cash ≈ HK$26.16M (deposit + AVD stamp duty HK$2,049,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,968
−HK$8,276/mo
▼ 0.25% · 3.875%
HK$136,073
−HK$4,171/mo
Today · 4.125%
HK$140,244
baseline
▲ 0.50% · 4.625%
HK$148,777
+HK$8,533/mo
Deposit HK$19.29M · loan HK$28.94M · min. income ≈ HK$280,488/mo (50% DSR)
Upfront cash ≈ HK$21.34M (deposit + AVD stamp duty HK$2,049,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,813
−HK$7,932/mo
▼ 0.25% · 3.875%
HK$150,751
−HK$3,994/mo
Today · 4.125%
HK$154,745
baseline
▲ 0.50% · 4.625%
HK$162,902
+HK$8,157/mo
Deposit HK$19.29M · loan HK$28.94M · min. income ≈ HK$309,490/mo (50% DSR)
Upfront cash ≈ HK$21.34M (deposit + AVD stamp duty HK$2,049,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,963
−HK$9,655/mo
▼ 0.25% · 3.875%
HK$158,752
−HK$4,866/mo
Today · 4.125%
HK$163,618
baseline
▲ 0.50% · 4.625%
HK$173,573
+HK$9,955/mo
Deposit HK$14.47M · loan HK$33.76M · min. income ≈ HK$327,236/mo (50% DSR)
Upfront cash ≈ HK$16.52M (deposit + AVD stamp duty HK$2,049,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,282
−HK$9,254/mo
▼ 0.25% · 3.875%
HK$175,876
−HK$4,660/mo
Today · 4.125%
HK$180,536
baseline
▲ 0.50% · 4.625%
HK$190,052
+HK$9,516/mo
Deposit HK$14.47M · loan HK$33.76M · min. income ≈ HK$361,072/mo (50% DSR)
Upfront cash ≈ HK$16.52M (deposit + AVD stamp duty HK$2,049,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,952
−HK$12,414/mo
▼ 0.25% · 3.875%
HK$204,110
−HK$6,256/mo
Today · 4.125%
HK$210,366
baseline
▲ 0.50% · 4.625%
HK$223,166
+HK$12,800/mo
Deposit HK$4.82M · loan HK$43.41M · min. income ≈ HK$420,732/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$2,049,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$220,220
−HK$11,898/mo
▼ 0.25% · 3.875%
HK$226,126
−HK$5,992/mo
Today · 4.125%
HK$232,118
baseline
▲ 0.50% · 4.625%
HK$244,353
+HK$12,235/mo
Deposit HK$4.82M · loan HK$43.41M · min. income ≈ HK$464,236/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$2,049,714 · Scale 2, in force from 26 Feb 2026)