LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,997
−HK$690/mo
▼ 0.25% · 3.875%
HK$11,340
−HK$347/mo
Today · 4.125%
HK$11,687
baseline
▲ 0.50% · 4.625%
HK$12,398
+HK$711/mo
Deposit HK$2.41M · loan HK$2.41M · min. income ≈ HK$23,374/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$99,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,235
−HK$661/mo
▼ 0.25% · 3.875%
HK$12,563
−HK$333/mo
Today · 4.125%
HK$12,896
baseline
▲ 0.50% · 4.625%
HK$13,575
+HK$679/mo
Deposit HK$2.41M · loan HK$2.41M · min. income ≈ HK$25,792/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$99,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,197
−HK$828/mo
▼ 0.25% · 3.875%
HK$13,607
−HK$418/mo
Today · 4.125%
HK$14,025
baseline
▲ 0.50% · 4.625%
HK$14,878
+HK$853/mo
Deposit HK$1.93M · loan HK$2.89M · min. income ≈ HK$28,050/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$99,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,681
−HK$794/mo
▼ 0.25% · 3.875%
HK$15,075
−HK$400/mo
Today · 4.125%
HK$15,475
baseline
▲ 0.50% · 4.625%
HK$16,290
+HK$815/mo
Deposit HK$1.93M · loan HK$2.89M · min. income ≈ HK$30,950/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$99,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,396
−HK$966/mo
▼ 0.25% · 3.875%
HK$15,875
−HK$487/mo
Today · 4.125%
HK$16,362
baseline
▲ 0.50% · 4.625%
HK$17,358
+HK$996/mo
Deposit HK$1.45M · loan HK$3.38M · min. income ≈ HK$32,724/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$99,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,128
−HK$926/mo
▼ 0.25% · 3.875%
HK$17,588
−HK$466/mo
Today · 4.125%
HK$18,054
baseline
▲ 0.50% · 4.625%
HK$19,005
+HK$951/mo
Deposit HK$1.45M · loan HK$3.38M · min. income ≈ HK$36,108/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$99,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,795
−HK$1,242/mo
▼ 0.25% · 3.875%
HK$20,411
−HK$626/mo
Today · 4.125%
HK$21,037
baseline
▲ 0.50% · 4.625%
HK$22,317
+HK$1,280/mo
Deposit HK$482K · loan HK$4.34M · min. income ≈ HK$42,074/mo (50% DSR)
Upfront cash ≈ HK$582K (deposit + AVD stamp duty HK$99,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,022
−HK$1,190/mo
▼ 0.25% · 3.875%
HK$22,613
−HK$599/mo
Today · 4.125%
HK$23,212
baseline
▲ 0.50% · 4.625%
HK$24,436
+HK$1,224/mo
Deposit HK$482K · loan HK$4.34M · min. income ≈ HK$46,424/mo (50% DSR)
Upfront cash ≈ HK$582K (deposit + AVD stamp duty HK$99,791 · Scale 2, in force from 26 Feb 2026)