LTV · monthly repayment
▼ 0.50% · 3.625%
HK$109,993
−HK$6,897/mo
▼ 0.25% · 3.875%
HK$113,414
−HK$3,476/mo
Today · 4.125%
HK$116,890
baseline
▲ 0.50% · 4.625%
HK$124,003
+HK$7,113/mo
Deposit HK$24.12M · loan HK$24.12M · min. income ≈ HK$233,780/mo (50% DSR)
Upfront cash ≈ HK$26.17M (deposit + AVD stamp duty HK$2,050,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,366
−HK$6,611/mo
▼ 0.25% · 3.875%
HK$125,648
−HK$3,329/mo
Today · 4.125%
HK$128,977
baseline
▲ 0.50% · 4.625%
HK$135,776
+HK$6,799/mo
Deposit HK$24.12M · loan HK$24.12M · min. income ≈ HK$257,954/mo (50% DSR)
Upfront cash ≈ HK$26.17M (deposit + AVD stamp duty HK$2,050,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,991
−HK$8,277/mo
▼ 0.25% · 3.875%
HK$136,097
−HK$4,171/mo
Today · 4.125%
HK$140,268
baseline
▲ 0.50% · 4.625%
HK$148,803
+HK$8,535/mo
Deposit HK$19.29M · loan HK$28.94M · min. income ≈ HK$280,536/mo (50% DSR)
Upfront cash ≈ HK$21.34M (deposit + AVD stamp duty HK$2,050,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,839
−HK$7,933/mo
▼ 0.25% · 3.875%
HK$150,777
−HK$3,995/mo
Today · 4.125%
HK$154,772
baseline
▲ 0.50% · 4.625%
HK$162,931
+HK$8,159/mo
Deposit HK$19.29M · loan HK$28.94M · min. income ≈ HK$309,544/mo (50% DSR)
Upfront cash ≈ HK$21.34M (deposit + AVD stamp duty HK$2,050,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,990
−HK$9,657/mo
▼ 0.25% · 3.875%
HK$158,780
−HK$4,867/mo
Today · 4.125%
HK$163,647
baseline
▲ 0.50% · 4.625%
HK$173,604
+HK$9,957/mo
Deposit HK$14.47M · loan HK$33.77M · min. income ≈ HK$327,294/mo (50% DSR)
Upfront cash ≈ HK$16.52M (deposit + AVD stamp duty HK$2,050,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,312
−HK$9,256/mo
▼ 0.25% · 3.875%
HK$175,907
−HK$4,661/mo
Today · 4.125%
HK$180,568
baseline
▲ 0.50% · 4.625%
HK$190,086
+HK$9,518/mo
Deposit HK$14.47M · loan HK$33.77M · min. income ≈ HK$361,136/mo (50% DSR)
Upfront cash ≈ HK$16.52M (deposit + AVD stamp duty HK$2,050,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,987
−HK$12,416/mo
▼ 0.25% · 3.875%
HK$204,146
−HK$6,257/mo
Today · 4.125%
HK$210,403
baseline
▲ 0.50% · 4.625%
HK$223,205
+HK$12,802/mo
Deposit HK$4.82M · loan HK$43.41M · min. income ≈ HK$420,806/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$2,050,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$220,259
−HK$11,900/mo
▼ 0.25% · 3.875%
HK$226,166
−HK$5,993/mo
Today · 4.125%
HK$232,159
baseline
▲ 0.50% · 4.625%
HK$244,396
+HK$12,237/mo
Deposit HK$4.82M · loan HK$43.41M · min. income ≈ HK$464,318/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$2,050,076 · Scale 2, in force from 26 Feb 2026)