LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,999
−HK$690/mo
▼ 0.25% · 3.875%
HK$11,342
−HK$347/mo
Today · 4.125%
HK$11,689
baseline
▲ 0.50% · 4.625%
HK$12,401
+HK$712/mo
Deposit HK$2.41M · loan HK$2.41M · min. income ≈ HK$23,378/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$99,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,237
−HK$661/mo
▼ 0.25% · 3.875%
HK$12,565
−HK$333/mo
Today · 4.125%
HK$12,898
baseline
▲ 0.50% · 4.625%
HK$13,578
+HK$680/mo
Deposit HK$2.41M · loan HK$2.41M · min. income ≈ HK$25,796/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$99,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,199
−HK$828/mo
▼ 0.25% · 3.875%
HK$13,610
−HK$417/mo
Today · 4.125%
HK$14,027
baseline
▲ 0.50% · 4.625%
HK$14,881
+HK$854/mo
Deposit HK$1.93M · loan HK$2.89M · min. income ≈ HK$28,054/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$99,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,684
−HK$794/mo
▼ 0.25% · 3.875%
HK$15,078
−HK$400/mo
Today · 4.125%
HK$15,478
baseline
▲ 0.50% · 4.625%
HK$16,293
+HK$815/mo
Deposit HK$1.93M · loan HK$2.89M · min. income ≈ HK$30,956/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$99,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,399
−HK$966/mo
▼ 0.25% · 3.875%
HK$15,878
−HK$487/mo
Today · 4.125%
HK$16,365
baseline
▲ 0.50% · 4.625%
HK$17,361
+HK$996/mo
Deposit HK$1.45M · loan HK$3.38M · min. income ≈ HK$32,730/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$99,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,132
−HK$925/mo
▼ 0.25% · 3.875%
HK$17,591
−HK$466/mo
Today · 4.125%
HK$18,057
baseline
▲ 0.50% · 4.625%
HK$19,009
+HK$952/mo
Deposit HK$1.45M · loan HK$3.38M · min. income ≈ HK$36,114/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$99,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,799
−HK$1,242/mo
▼ 0.25% · 3.875%
HK$20,415
−HK$626/mo
Today · 4.125%
HK$21,041
baseline
▲ 0.50% · 4.625%
HK$22,321
+HK$1,280/mo
Deposit HK$482K · loan HK$4.34M · min. income ≈ HK$42,082/mo (50% DSR)
Upfront cash ≈ HK$582K (deposit + AVD stamp duty HK$99,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,026
−HK$1,190/mo
▼ 0.25% · 3.875%
HK$22,617
−HK$599/mo
Today · 4.125%
HK$23,216
baseline
▲ 0.50% · 4.625%
HK$24,440
+HK$1,224/mo
Deposit HK$482K · loan HK$4.34M · min. income ≈ HK$46,432/mo (50% DSR)
Upfront cash ≈ HK$582K (deposit + AVD stamp duty HK$99,880 · Scale 2, in force from 26 Feb 2026)