LTV · monthly repayment
▼ 0.50% · 3.625%
HK$109,999
−HK$6,898/mo
▼ 0.25% · 3.875%
HK$113,420
−HK$3,477/mo
Today · 4.125%
HK$116,897
baseline
▲ 0.50% · 4.625%
HK$124,010
+HK$7,113/mo
Deposit HK$24.12M · loan HK$24.12M · min. income ≈ HK$233,794/mo (50% DSR)
Upfront cash ≈ HK$26.17M (deposit + AVD stamp duty HK$2,050,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,373
−HK$6,611/mo
▼ 0.25% · 3.875%
HK$125,655
−HK$3,329/mo
Today · 4.125%
HK$128,984
baseline
▲ 0.50% · 4.625%
HK$135,783
+HK$6,799/mo
Deposit HK$24.12M · loan HK$24.12M · min. income ≈ HK$257,968/mo (50% DSR)
Upfront cash ≈ HK$26.17M (deposit + AVD stamp duty HK$2,050,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,999
−HK$8,277/mo
▼ 0.25% · 3.875%
HK$136,105
−HK$4,171/mo
Today · 4.125%
HK$140,276
baseline
▲ 0.50% · 4.625%
HK$148,812
+HK$8,536/mo
Deposit HK$19.30M · loan HK$28.94M · min. income ≈ HK$280,552/mo (50% DSR)
Upfront cash ≈ HK$21.35M (deposit + AVD stamp duty HK$2,050,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,847
−HK$7,934/mo
▼ 0.25% · 3.875%
HK$150,785
−HK$3,996/mo
Today · 4.125%
HK$154,781
baseline
▲ 0.50% · 4.625%
HK$162,940
+HK$8,159/mo
Deposit HK$19.30M · loan HK$28.94M · min. income ≈ HK$309,562/mo (50% DSR)
Upfront cash ≈ HK$21.35M (deposit + AVD stamp duty HK$2,050,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,998
−HK$9,657/mo
▼ 0.25% · 3.875%
HK$158,789
−HK$4,866/mo
Today · 4.125%
HK$163,655
baseline
▲ 0.50% · 4.625%
HK$173,613
+HK$9,958/mo
Deposit HK$14.47M · loan HK$33.77M · min. income ≈ HK$327,310/mo (50% DSR)
Upfront cash ≈ HK$16.52M (deposit + AVD stamp duty HK$2,050,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,322
−HK$9,256/mo
▼ 0.25% · 3.875%
HK$175,916
−HK$4,662/mo
Today · 4.125%
HK$180,578
baseline
▲ 0.50% · 4.625%
HK$190,096
+HK$9,518/mo
Deposit HK$14.47M · loan HK$33.77M · min. income ≈ HK$361,156/mo (50% DSR)
Upfront cash ≈ HK$16.52M (deposit + AVD stamp duty HK$2,050,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,998
−HK$12,416/mo
▼ 0.25% · 3.875%
HK$204,157
−HK$6,257/mo
Today · 4.125%
HK$210,414
baseline
▲ 0.50% · 4.625%
HK$223,217
+HK$12,803/mo
Deposit HK$4.82M · loan HK$43.42M · min. income ≈ HK$420,828/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$2,050,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$220,271
−HK$11,900/mo
▼ 0.25% · 3.875%
HK$226,178
−HK$5,993/mo
Today · 4.125%
HK$232,171
baseline
▲ 0.50% · 4.625%
HK$244,409
+HK$12,238/mo
Deposit HK$4.82M · loan HK$43.42M · min. income ≈ HK$464,342/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$2,050,187 · Scale 2, in force from 26 Feb 2026)