LTV · monthly repayment
▼ 0.50% · 3.625%
HK$110,001
−HK$6,898/mo
▼ 0.25% · 3.875%
HK$113,423
−HK$3,476/mo
Today · 4.125%
HK$116,899
baseline
▲ 0.50% · 4.625%
HK$124,012
+HK$7,113/mo
Deposit HK$24.12M · loan HK$24.12M · min. income ≈ HK$233,798/mo (50% DSR)
Upfront cash ≈ HK$26.17M (deposit + AVD stamp duty HK$2,050,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,375
−HK$6,612/mo
▼ 0.25% · 3.875%
HK$125,657
−HK$3,330/mo
Today · 4.125%
HK$128,987
baseline
▲ 0.50% · 4.625%
HK$135,786
+HK$6,799/mo
Deposit HK$24.12M · loan HK$24.12M · min. income ≈ HK$257,974/mo (50% DSR)
Upfront cash ≈ HK$26.17M (deposit + AVD stamp duty HK$2,050,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,002
−HK$8,277/mo
▼ 0.25% · 3.875%
HK$136,108
−HK$4,171/mo
Today · 4.125%
HK$140,279
baseline
▲ 0.50% · 4.625%
HK$148,815
+HK$8,536/mo
Deposit HK$19.30M · loan HK$28.94M · min. income ≈ HK$280,558/mo (50% DSR)
Upfront cash ≈ HK$21.35M (deposit + AVD stamp duty HK$2,050,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,850
−HK$7,934/mo
▼ 0.25% · 3.875%
HK$150,789
−HK$3,995/mo
Today · 4.125%
HK$154,784
baseline
▲ 0.50% · 4.625%
HK$162,943
+HK$8,159/mo
Deposit HK$19.30M · loan HK$28.94M · min. income ≈ HK$309,568/mo (50% DSR)
Upfront cash ≈ HK$21.35M (deposit + AVD stamp duty HK$2,050,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,002
−HK$9,657/mo
▼ 0.25% · 3.875%
HK$158,792
−HK$4,867/mo
Today · 4.125%
HK$163,659
baseline
▲ 0.50% · 4.625%
HK$173,617
+HK$9,958/mo
Deposit HK$14.47M · loan HK$33.77M · min. income ≈ HK$327,318/mo (50% DSR)
Upfront cash ≈ HK$16.52M (deposit + AVD stamp duty HK$2,050,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,326
−HK$9,256/mo
▼ 0.25% · 3.875%
HK$175,920
−HK$4,662/mo
Today · 4.125%
HK$180,582
baseline
▲ 0.50% · 4.625%
HK$190,100
+HK$9,518/mo
Deposit HK$14.47M · loan HK$33.77M · min. income ≈ HK$361,164/mo (50% DSR)
Upfront cash ≈ HK$16.52M (deposit + AVD stamp duty HK$2,050,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,002
−HK$12,417/mo
▼ 0.25% · 3.875%
HK$204,161
−HK$6,258/mo
Today · 4.125%
HK$210,419
baseline
▲ 0.50% · 4.625%
HK$223,222
+HK$12,803/mo
Deposit HK$4.82M · loan HK$43.42M · min. income ≈ HK$420,838/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$2,050,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$220,276
−HK$11,901/mo
▼ 0.25% · 3.875%
HK$226,183
−HK$5,994/mo
Today · 4.125%
HK$232,177
baseline
▲ 0.50% · 4.625%
HK$244,415
+HK$12,238/mo
Deposit HK$4.82M · loan HK$43.42M · min. income ≈ HK$464,354/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$2,050,234 · Scale 2, in force from 26 Feb 2026)