LTV · monthly repayment
▼ 0.50% · 3.625%
HK$110,004
−HK$6,898/mo
▼ 0.25% · 3.875%
HK$113,425
−HK$3,477/mo
Today · 4.125%
HK$116,902
baseline
▲ 0.50% · 4.625%
HK$124,015
+HK$7,113/mo
Deposit HK$24.12M · loan HK$24.12M · min. income ≈ HK$233,804/mo (50% DSR)
Upfront cash ≈ HK$26.17M (deposit + AVD stamp duty HK$2,050,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,378
−HK$6,611/mo
▼ 0.25% · 3.875%
HK$125,660
−HK$3,329/mo
Today · 4.125%
HK$128,989
baseline
▲ 0.50% · 4.625%
HK$135,789
+HK$6,800/mo
Deposit HK$24.12M · loan HK$24.12M · min. income ≈ HK$257,978/mo (50% DSR)
Upfront cash ≈ HK$26.17M (deposit + AVD stamp duty HK$2,050,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,004
−HK$8,278/mo
▼ 0.25% · 3.875%
HK$136,110
−HK$4,172/mo
Today · 4.125%
HK$140,282
baseline
▲ 0.50% · 4.625%
HK$148,818
+HK$8,536/mo
Deposit HK$19.30M · loan HK$28.95M · min. income ≈ HK$280,564/mo (50% DSR)
Upfront cash ≈ HK$21.35M (deposit + AVD stamp duty HK$2,050,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,853
−HK$7,934/mo
▼ 0.25% · 3.875%
HK$150,792
−HK$3,995/mo
Today · 4.125%
HK$154,787
baseline
▲ 0.50% · 4.625%
HK$162,946
+HK$8,159/mo
Deposit HK$19.30M · loan HK$28.95M · min. income ≈ HK$309,574/mo (50% DSR)
Upfront cash ≈ HK$21.35M (deposit + AVD stamp duty HK$2,050,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,005
−HK$9,657/mo
▼ 0.25% · 3.875%
HK$158,795
−HK$4,867/mo
Today · 4.125%
HK$163,662
baseline
▲ 0.50% · 4.625%
HK$173,621
+HK$9,959/mo
Deposit HK$14.47M · loan HK$33.77M · min. income ≈ HK$327,324/mo (50% DSR)
Upfront cash ≈ HK$16.52M (deposit + AVD stamp duty HK$2,050,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,329
−HK$9,256/mo
▼ 0.25% · 3.875%
HK$175,924
−HK$4,661/mo
Today · 4.125%
HK$180,585
baseline
▲ 0.50% · 4.625%
HK$190,104
+HK$9,519/mo
Deposit HK$14.47M · loan HK$33.77M · min. income ≈ HK$361,170/mo (50% DSR)
Upfront cash ≈ HK$16.52M (deposit + AVD stamp duty HK$2,050,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,006
−HK$12,417/mo
▼ 0.25% · 3.875%
HK$204,165
−HK$6,258/mo
Today · 4.125%
HK$210,423
baseline
▲ 0.50% · 4.625%
HK$223,227
+HK$12,804/mo
Deposit HK$4.82M · loan HK$43.42M · min. income ≈ HK$420,846/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$2,050,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$220,280
−HK$11,901/mo
▼ 0.25% · 3.875%
HK$226,188
−HK$5,993/mo
Today · 4.125%
HK$232,181
baseline
▲ 0.50% · 4.625%
HK$244,420
+HK$12,239/mo
Deposit HK$4.82M · loan HK$43.42M · min. income ≈ HK$464,362/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$2,050,274 · Scale 2, in force from 26 Feb 2026)