LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,001
−HK$690/mo
▼ 0.25% · 3.875%
HK$11,343
−HK$348/mo
Today · 4.125%
HK$11,691
baseline
▲ 0.50% · 4.625%
HK$12,402
+HK$711/mo
Deposit HK$2.41M · loan HK$2.41M · min. income ≈ HK$23,382/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$99,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,238
−HK$662/mo
▼ 0.25% · 3.875%
HK$12,567
−HK$333/mo
Today · 4.125%
HK$12,900
baseline
▲ 0.50% · 4.625%
HK$13,580
+HK$680/mo
Deposit HK$2.41M · loan HK$2.41M · min. income ≈ HK$25,800/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$99,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,201
−HK$828/mo
▼ 0.25% · 3.875%
HK$13,612
−HK$417/mo
Today · 4.125%
HK$14,029
baseline
▲ 0.50% · 4.625%
HK$14,883
+HK$854/mo
Deposit HK$1.93M · loan HK$2.89M · min. income ≈ HK$28,058/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$99,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,686
−HK$794/mo
▼ 0.25% · 3.875%
HK$15,080
−HK$400/mo
Today · 4.125%
HK$15,480
baseline
▲ 0.50% · 4.625%
HK$16,296
+HK$816/mo
Deposit HK$1.93M · loan HK$2.89M · min. income ≈ HK$30,960/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$99,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,401
−HK$966/mo
▼ 0.25% · 3.875%
HK$15,880
−HK$487/mo
Today · 4.125%
HK$16,367
baseline
▲ 0.50% · 4.625%
HK$17,363
+HK$996/mo
Deposit HK$1.45M · loan HK$3.38M · min. income ≈ HK$32,734/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$99,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,134
−HK$926/mo
▼ 0.25% · 3.875%
HK$17,593
−HK$467/mo
Today · 4.125%
HK$18,060
baseline
▲ 0.50% · 4.625%
HK$19,011
+HK$951/mo
Deposit HK$1.45M · loan HK$3.38M · min. income ≈ HK$36,120/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$99,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,802
−HK$1,241/mo
▼ 0.25% · 3.875%
HK$20,418
−HK$625/mo
Today · 4.125%
HK$21,043
baseline
▲ 0.50% · 4.625%
HK$22,324
+HK$1,281/mo
Deposit HK$482K · loan HK$4.34M · min. income ≈ HK$42,086/mo (50% DSR)
Upfront cash ≈ HK$582K (deposit + AVD stamp duty HK$99,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,029
−HK$1,190/mo
▼ 0.25% · 3.875%
HK$22,620
−HK$599/mo
Today · 4.125%
HK$23,219
baseline
▲ 0.50% · 4.625%
HK$24,443
+HK$1,224/mo
Deposit HK$482K · loan HK$4.34M · min. income ≈ HK$46,438/mo (50% DSR)
Upfront cash ≈ HK$582K (deposit + AVD stamp duty HK$99,944 · Scale 2, in force from 26 Feb 2026)