LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,002
−HK$689/mo
▼ 0.25% · 3.875%
HK$11,344
−HK$347/mo
Today · 4.125%
HK$11,691
baseline
▲ 0.50% · 4.625%
HK$12,403
+HK$712/mo
Deposit HK$2.41M · loan HK$2.41M · min. income ≈ HK$23,382/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$99,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,239
−HK$661/mo
▼ 0.25% · 3.875%
HK$12,567
−HK$333/mo
Today · 4.125%
HK$12,900
baseline
▲ 0.50% · 4.625%
HK$13,580
+HK$680/mo
Deposit HK$2.41M · loan HK$2.41M · min. income ≈ HK$25,800/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$99,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,202
−HK$828/mo
▼ 0.25% · 3.875%
HK$13,613
−HK$417/mo
Today · 4.125%
HK$14,030
baseline
▲ 0.50% · 4.625%
HK$14,883
+HK$853/mo
Deposit HK$1.93M · loan HK$2.89M · min. income ≈ HK$28,060/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$99,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,687
−HK$793/mo
▼ 0.25% · 3.875%
HK$15,081
−HK$399/mo
Today · 4.125%
HK$15,480
baseline
▲ 0.50% · 4.625%
HK$16,296
+HK$816/mo
Deposit HK$1.93M · loan HK$2.89M · min. income ≈ HK$30,960/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$99,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,402
−HK$966/mo
▼ 0.25% · 3.875%
HK$15,881
−HK$487/mo
Today · 4.125%
HK$16,368
baseline
▲ 0.50% · 4.625%
HK$17,364
+HK$996/mo
Deposit HK$1.45M · loan HK$3.38M · min. income ≈ HK$32,736/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$99,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,135
−HK$925/mo
▼ 0.25% · 3.875%
HK$17,594
−HK$466/mo
Today · 4.125%
HK$18,060
baseline
▲ 0.50% · 4.625%
HK$19,012
+HK$952/mo
Deposit HK$1.45M · loan HK$3.38M · min. income ≈ HK$36,120/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$99,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,803
−HK$1,242/mo
▼ 0.25% · 3.875%
HK$20,419
−HK$626/mo
Today · 4.125%
HK$21,045
baseline
▲ 0.50% · 4.625%
HK$22,325
+HK$1,280/mo
Deposit HK$482K · loan HK$4.34M · min. income ≈ HK$42,090/mo (50% DSR)
Upfront cash ≈ HK$582K (deposit + AVD stamp duty HK$99,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,030
−HK$1,191/mo
▼ 0.25% · 3.875%
HK$22,621
−HK$600/mo
Today · 4.125%
HK$23,221
baseline
▲ 0.50% · 4.625%
HK$24,445
+HK$1,224/mo
Deposit HK$482K · loan HK$4.34M · min. income ≈ HK$46,442/mo (50% DSR)
Upfront cash ≈ HK$582K (deposit + AVD stamp duty HK$99,970 · Scale 2, in force from 26 Feb 2026)