LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,003
−HK$690/mo
▼ 0.25% · 3.875%
HK$11,345
−HK$348/mo
Today · 4.125%
HK$11,693
baseline
▲ 0.50% · 4.625%
HK$12,404
+HK$711/mo
Deposit HK$2.41M · loan HK$2.41M · min. income ≈ HK$23,386/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$100,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,241
−HK$661/mo
▼ 0.25% · 3.875%
HK$12,569
−HK$333/mo
Today · 4.125%
HK$12,902
baseline
▲ 0.50% · 4.625%
HK$13,582
+HK$680/mo
Deposit HK$2.41M · loan HK$2.41M · min. income ≈ HK$25,804/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$100,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,204
−HK$828/mo
▼ 0.25% · 3.875%
HK$13,614
−HK$418/mo
Today · 4.125%
HK$14,032
baseline
▲ 0.50% · 4.625%
HK$14,885
+HK$853/mo
Deposit HK$1.93M · loan HK$2.90M · min. income ≈ HK$28,064/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$100,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,689
−HK$793/mo
▼ 0.25% · 3.875%
HK$15,083
−HK$399/mo
Today · 4.125%
HK$15,482
baseline
▲ 0.50% · 4.625%
HK$16,299
+HK$817/mo
Deposit HK$1.93M · loan HK$2.90M · min. income ≈ HK$30,964/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$100,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,404
−HK$966/mo
▼ 0.25% · 3.875%
HK$15,883
−HK$487/mo
Today · 4.125%
HK$16,370
baseline
▲ 0.50% · 4.625%
HK$17,366
+HK$996/mo
Deposit HK$1.45M · loan HK$3.38M · min. income ≈ HK$32,740/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$100,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,137
−HK$926/mo
▼ 0.25% · 3.875%
HK$17,597
−HK$466/mo
Today · 4.125%
HK$18,063
baseline
▲ 0.50% · 4.625%
HK$19,015
+HK$952/mo
Deposit HK$1.45M · loan HK$3.38M · min. income ≈ HK$36,126/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$100,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,805
−HK$1,242/mo
▼ 0.25% · 3.875%
HK$20,421
−HK$626/mo
Today · 4.125%
HK$21,047
baseline
▲ 0.50% · 4.625%
HK$22,328
+HK$1,281/mo
Deposit HK$483K · loan HK$4.34M · min. income ≈ HK$42,094/mo (50% DSR)
Upfront cash ≈ HK$583K (deposit + AVD stamp duty HK$100,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,033
−HK$1,191/mo
▼ 0.25% · 3.875%
HK$22,624
−HK$600/mo
Today · 4.125%
HK$23,224
baseline
▲ 0.50% · 4.625%
HK$24,448
+HK$1,224/mo
Deposit HK$483K · loan HK$4.34M · min. income ≈ HK$46,448/mo (50% DSR)
Upfront cash ≈ HK$583K (deposit + AVD stamp duty HK$100,034 · Scale 2, in force from 26 Feb 2026)