LTV · monthly repayment
▼ 0.50% · 3.625%
HK$110,031
−HK$6,899/mo
▼ 0.25% · 3.875%
HK$113,453
−HK$3,477/mo
Today · 4.125%
HK$116,930
baseline
▲ 0.50% · 4.625%
HK$124,045
+HK$7,115/mo
Deposit HK$24.13M · loan HK$24.13M · min. income ≈ HK$233,860/mo (50% DSR)
Upfront cash ≈ HK$26.18M (deposit + AVD stamp duty HK$2,050,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,408
−HK$6,613/mo
▼ 0.25% · 3.875%
HK$125,691
−HK$3,330/mo
Today · 4.125%
HK$129,021
baseline
▲ 0.50% · 4.625%
HK$135,822
+HK$6,801/mo
Deposit HK$24.13M · loan HK$24.13M · min. income ≈ HK$258,042/mo (50% DSR)
Upfront cash ≈ HK$26.18M (deposit + AVD stamp duty HK$2,050,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,037
−HK$8,280/mo
▼ 0.25% · 3.875%
HK$136,144
−HK$4,173/mo
Today · 4.125%
HK$140,317
baseline
▲ 0.50% · 4.625%
HK$148,855
+HK$8,538/mo
Deposit HK$19.30M · loan HK$28.95M · min. income ≈ HK$280,634/mo (50% DSR)
Upfront cash ≈ HK$21.35M (deposit + AVD stamp duty HK$2,050,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,890
−HK$7,936/mo
▼ 0.25% · 3.875%
HK$150,829
−HK$3,997/mo
Today · 4.125%
HK$154,826
baseline
▲ 0.50% · 4.625%
HK$162,987
+HK$8,161/mo
Deposit HK$19.30M · loan HK$28.95M · min. income ≈ HK$309,652/mo (50% DSR)
Upfront cash ≈ HK$21.35M (deposit + AVD stamp duty HK$2,050,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,043
−HK$9,660/mo
▼ 0.25% · 3.875%
HK$158,834
−HK$4,869/mo
Today · 4.125%
HK$163,703
baseline
▲ 0.50% · 4.625%
HK$173,664
+HK$9,961/mo
Deposit HK$14.48M · loan HK$33.78M · min. income ≈ HK$327,406/mo (50% DSR)
Upfront cash ≈ HK$16.53M (deposit + AVD stamp duty HK$2,050,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,371
−HK$9,259/mo
▼ 0.25% · 3.875%
HK$175,967
−HK$4,663/mo
Today · 4.125%
HK$180,630
baseline
▲ 0.50% · 4.625%
HK$190,151
+HK$9,521/mo
Deposit HK$14.48M · loan HK$33.78M · min. income ≈ HK$361,260/mo (50% DSR)
Upfront cash ≈ HK$16.53M (deposit + AVD stamp duty HK$2,050,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,055
−HK$12,420/mo
▼ 0.25% · 3.875%
HK$204,216
−HK$6,259/mo
Today · 4.125%
HK$210,475
baseline
▲ 0.50% · 4.625%
HK$223,282
+HK$12,807/mo
Deposit HK$4.83M · loan HK$43.43M · min. income ≈ HK$420,950/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$2,050,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$220,334
−HK$11,904/mo
▼ 0.25% · 3.875%
HK$226,244
−HK$5,994/mo
Today · 4.125%
HK$232,238
baseline
▲ 0.50% · 4.625%
HK$244,480
+HK$12,242/mo
Deposit HK$4.83M · loan HK$43.43M · min. income ≈ HK$464,476/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$2,050,779 · Scale 2, in force from 26 Feb 2026)