LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,004
−HK$690/mo
▼ 0.25% · 3.875%
HK$11,346
−HK$348/mo
Today · 4.125%
HK$11,694
baseline
▲ 0.50% · 4.625%
HK$12,405
+HK$711/mo
Deposit HK$2.41M · loan HK$2.41M · min. income ≈ HK$23,388/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$100,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,241
−HK$662/mo
▼ 0.25% · 3.875%
HK$12,570
−HK$333/mo
Today · 4.125%
HK$12,903
baseline
▲ 0.50% · 4.625%
HK$13,583
+HK$680/mo
Deposit HK$2.41M · loan HK$2.41M · min. income ≈ HK$25,806/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$100,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,204
−HK$828/mo
▼ 0.25% · 3.875%
HK$13,615
−HK$417/mo
Today · 4.125%
HK$14,032
baseline
▲ 0.50% · 4.625%
HK$14,886
+HK$854/mo
Deposit HK$1.93M · loan HK$2.90M · min. income ≈ HK$28,064/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$100,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,690
−HK$793/mo
▼ 0.25% · 3.875%
HK$15,084
−HK$399/mo
Today · 4.125%
HK$15,483
baseline
▲ 0.50% · 4.625%
HK$16,300
+HK$817/mo
Deposit HK$1.93M · loan HK$2.90M · min. income ≈ HK$30,966/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$100,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,405
−HK$966/mo
▼ 0.25% · 3.875%
HK$15,884
−HK$487/mo
Today · 4.125%
HK$16,371
baseline
▲ 0.50% · 4.625%
HK$17,367
+HK$996/mo
Deposit HK$1.45M · loan HK$3.38M · min. income ≈ HK$32,742/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$100,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,138
−HK$926/mo
▼ 0.25% · 3.875%
HK$17,598
−HK$466/mo
Today · 4.125%
HK$18,064
baseline
▲ 0.50% · 4.625%
HK$19,016
+HK$952/mo
Deposit HK$1.45M · loan HK$3.38M · min. income ≈ HK$36,128/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$100,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,807
−HK$1,242/mo
▼ 0.25% · 3.875%
HK$20,423
−HK$626/mo
Today · 4.125%
HK$21,049
baseline
▲ 0.50% · 4.625%
HK$22,329
+HK$1,280/mo
Deposit HK$483K · loan HK$4.34M · min. income ≈ HK$42,098/mo (50% DSR)
Upfront cash ≈ HK$583K (deposit + AVD stamp duty HK$100,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,035
−HK$1,190/mo
▼ 0.25% · 3.875%
HK$22,626
−HK$599/mo
Today · 4.125%
HK$23,225
baseline
▲ 0.50% · 4.625%
HK$24,449
+HK$1,224/mo
Deposit HK$483K · loan HK$4.34M · min. income ≈ HK$46,450/mo (50% DSR)
Upfront cash ≈ HK$583K (deposit + AVD stamp duty HK$100,063 · Scale 2, in force from 26 Feb 2026)