LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,004
−HK$690/mo
▼ 0.25% · 3.875%
HK$11,347
−HK$347/mo
Today · 4.125%
HK$11,694
baseline
▲ 0.50% · 4.625%
HK$12,406
+HK$712/mo
Deposit HK$2.41M · loan HK$2.41M · min. income ≈ HK$23,388/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$100,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,242
−HK$662/mo
▼ 0.25% · 3.875%
HK$12,571
−HK$333/mo
Today · 4.125%
HK$12,904
baseline
▲ 0.50% · 4.625%
HK$13,584
+HK$680/mo
Deposit HK$2.41M · loan HK$2.41M · min. income ≈ HK$25,808/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$100,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,205
−HK$828/mo
▼ 0.25% · 3.875%
HK$13,616
−HK$417/mo
Today · 4.125%
HK$14,033
baseline
▲ 0.50% · 4.625%
HK$14,887
+HK$854/mo
Deposit HK$1.93M · loan HK$2.90M · min. income ≈ HK$28,066/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$100,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,691
−HK$793/mo
▼ 0.25% · 3.875%
HK$15,085
−HK$399/mo
Today · 4.125%
HK$15,484
baseline
▲ 0.50% · 4.625%
HK$16,301
+HK$817/mo
Deposit HK$1.93M · loan HK$2.90M · min. income ≈ HK$30,968/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$100,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,406
−HK$966/mo
▼ 0.25% · 3.875%
HK$15,885
−HK$487/mo
Today · 4.125%
HK$16,372
baseline
▲ 0.50% · 4.625%
HK$17,368
+HK$996/mo
Deposit HK$1.45M · loan HK$3.38M · min. income ≈ HK$32,744/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$100,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,139
−HK$926/mo
▼ 0.25% · 3.875%
HK$17,599
−HK$466/mo
Today · 4.125%
HK$18,065
baseline
▲ 0.50% · 4.625%
HK$19,017
+HK$952/mo
Deposit HK$1.45M · loan HK$3.38M · min. income ≈ HK$36,130/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$100,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,808
−HK$1,242/mo
▼ 0.25% · 3.875%
HK$20,424
−HK$626/mo
Today · 4.125%
HK$21,050
baseline
▲ 0.50% · 4.625%
HK$22,331
+HK$1,281/mo
Deposit HK$483K · loan HK$4.34M · min. income ≈ HK$42,100/mo (50% DSR)
Upfront cash ≈ HK$583K (deposit + AVD stamp duty HK$100,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,036
−HK$1,190/mo
▼ 0.25% · 3.875%
HK$22,627
−HK$599/mo
Today · 4.125%
HK$23,226
baseline
▲ 0.50% · 4.625%
HK$24,451
+HK$1,225/mo
Deposit HK$483K · loan HK$4.34M · min. income ≈ HK$46,452/mo (50% DSR)
Upfront cash ≈ HK$583K (deposit + AVD stamp duty HK$100,092 · Scale 2, in force from 26 Feb 2026)