LTV · monthly repayment
▼ 0.50% · 3.625%
HK$110,050
−HK$6,901/mo
▼ 0.25% · 3.875%
HK$113,473
−HK$3,478/mo
Today · 4.125%
HK$116,951
baseline
▲ 0.50% · 4.625%
HK$124,067
+HK$7,116/mo
Deposit HK$24.13M · loan HK$24.13M · min. income ≈ HK$233,902/mo (50% DSR)
Upfront cash ≈ HK$26.18M (deposit + AVD stamp duty HK$2,051,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,429
−HK$6,615/mo
▼ 0.25% · 3.875%
HK$125,713
−HK$3,331/mo
Today · 4.125%
HK$129,044
baseline
▲ 0.50% · 4.625%
HK$135,846
+HK$6,802/mo
Deposit HK$24.13M · loan HK$24.13M · min. income ≈ HK$258,088/mo (50% DSR)
Upfront cash ≈ HK$26.18M (deposit + AVD stamp duty HK$2,051,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,060
−HK$8,281/mo
▼ 0.25% · 3.875%
HK$136,167
−HK$4,174/mo
Today · 4.125%
HK$140,341
baseline
▲ 0.50% · 4.625%
HK$148,880
+HK$8,539/mo
Deposit HK$19.30M · loan HK$28.96M · min. income ≈ HK$280,682/mo (50% DSR)
Upfront cash ≈ HK$21.36M (deposit + AVD stamp duty HK$2,051,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,915
−HK$7,937/mo
▼ 0.25% · 3.875%
HK$150,855
−HK$3,997/mo
Today · 4.125%
HK$154,852
baseline
▲ 0.50% · 4.625%
HK$163,015
+HK$8,163/mo
Deposit HK$19.30M · loan HK$28.96M · min. income ≈ HK$309,704/mo (50% DSR)
Upfront cash ≈ HK$21.36M (deposit + AVD stamp duty HK$2,051,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,069
−HK$9,662/mo
▼ 0.25% · 3.875%
HK$158,862
−HK$4,869/mo
Today · 4.125%
HK$163,731
baseline
▲ 0.50% · 4.625%
HK$173,694
+HK$9,963/mo
Deposit HK$14.48M · loan HK$33.78M · min. income ≈ HK$327,462/mo (50% DSR)
Upfront cash ≈ HK$16.53M (deposit + AVD stamp duty HK$2,051,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,401
−HK$9,260/mo
▼ 0.25% · 3.875%
HK$175,998
−HK$4,663/mo
Today · 4.125%
HK$180,661
baseline
▲ 0.50% · 4.625%
HK$190,184
+HK$9,523/mo
Deposit HK$14.48M · loan HK$33.78M · min. income ≈ HK$361,322/mo (50% DSR)
Upfront cash ≈ HK$16.53M (deposit + AVD stamp duty HK$2,051,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,089
−HK$12,422/mo
▼ 0.25% · 3.875%
HK$204,251
−HK$6,260/mo
Today · 4.125%
HK$210,511
baseline
▲ 0.50% · 4.625%
HK$223,320
+HK$12,809/mo
Deposit HK$4.83M · loan HK$43.44M · min. income ≈ HK$421,022/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$2,051,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$220,372
−HK$11,906/mo
▼ 0.25% · 3.875%
HK$226,283
−HK$5,995/mo
Today · 4.125%
HK$232,278
baseline
▲ 0.50% · 4.625%
HK$244,522
+HK$12,244/mo
Deposit HK$4.83M · loan HK$43.44M · min. income ≈ HK$464,556/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$2,051,134 · Scale 2, in force from 26 Feb 2026)