LTV · monthly repayment
▼ 0.50% · 3.625%
HK$110,059
−HK$6,902/mo
▼ 0.25% · 3.875%
HK$113,483
−HK$3,478/mo
Today · 4.125%
HK$116,961
baseline
▲ 0.50% · 4.625%
HK$124,078
+HK$7,117/mo
Deposit HK$24.13M · loan HK$24.13M · min. income ≈ HK$233,922/mo (50% DSR)
Upfront cash ≈ HK$26.18M (deposit + AVD stamp duty HK$2,051,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,440
−HK$6,615/mo
▼ 0.25% · 3.875%
HK$125,724
−HK$3,331/mo
Today · 4.125%
HK$129,055
baseline
▲ 0.50% · 4.625%
HK$135,858
+HK$6,803/mo
Deposit HK$24.13M · loan HK$24.13M · min. income ≈ HK$258,110/mo (50% DSR)
Upfront cash ≈ HK$26.18M (deposit + AVD stamp duty HK$2,051,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,071
−HK$8,282/mo
▼ 0.25% · 3.875%
HK$136,179
−HK$4,174/mo
Today · 4.125%
HK$140,353
baseline
▲ 0.50% · 4.625%
HK$148,893
+HK$8,540/mo
Deposit HK$19.31M · loan HK$28.96M · min. income ≈ HK$280,706/mo (50% DSR)
Upfront cash ≈ HK$21.36M (deposit + AVD stamp duty HK$2,051,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,928
−HK$7,938/mo
▼ 0.25% · 3.875%
HK$150,868
−HK$3,998/mo
Today · 4.125%
HK$154,866
baseline
▲ 0.50% · 4.625%
HK$163,029
+HK$8,163/mo
Deposit HK$19.31M · loan HK$28.96M · min. income ≈ HK$309,732/mo (50% DSR)
Upfront cash ≈ HK$21.36M (deposit + AVD stamp duty HK$2,051,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,083
−HK$9,662/mo
▼ 0.25% · 3.875%
HK$158,876
−HK$4,869/mo
Today · 4.125%
HK$163,745
baseline
▲ 0.50% · 4.625%
HK$173,709
+HK$9,964/mo
Deposit HK$14.48M · loan HK$33.79M · min. income ≈ HK$327,490/mo (50% DSR)
Upfront cash ≈ HK$16.53M (deposit + AVD stamp duty HK$2,051,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,416
−HK$9,261/mo
▼ 0.25% · 3.875%
HK$176,013
−HK$4,664/mo
Today · 4.125%
HK$180,677
baseline
▲ 0.50% · 4.625%
HK$190,201
+HK$9,524/mo
Deposit HK$14.48M · loan HK$33.79M · min. income ≈ HK$361,354/mo (50% DSR)
Upfront cash ≈ HK$16.53M (deposit + AVD stamp duty HK$2,051,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,107
−HK$12,423/mo
▼ 0.25% · 3.875%
HK$204,269
−HK$6,261/mo
Today · 4.125%
HK$210,530
baseline
▲ 0.50% · 4.625%
HK$223,340
+HK$12,810/mo
Deposit HK$4.83M · loan HK$43.44M · min. income ≈ HK$421,060/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$2,051,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$220,392
−HK$11,907/mo
▼ 0.25% · 3.875%
HK$226,303
−HK$5,996/mo
Today · 4.125%
HK$232,299
baseline
▲ 0.50% · 4.625%
HK$244,544
+HK$12,245/mo
Deposit HK$4.83M · loan HK$43.44M · min. income ≈ HK$464,598/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$2,051,315 · Scale 2, in force from 26 Feb 2026)