LTV · monthly repayment
▼ 0.50% · 3.625%
HK$110,062
−HK$6,902/mo
▼ 0.25% · 3.875%
HK$113,486
−HK$3,478/mo
Today · 4.125%
HK$116,964
baseline
▲ 0.50% · 4.625%
HK$124,081
+HK$7,117/mo
Deposit HK$24.13M · loan HK$24.13M · min. income ≈ HK$233,928/mo (50% DSR)
Upfront cash ≈ HK$26.19M (deposit + AVD stamp duty HK$2,051,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,443
−HK$6,616/mo
▼ 0.25% · 3.875%
HK$125,727
−HK$3,332/mo
Today · 4.125%
HK$129,059
baseline
▲ 0.50% · 4.625%
HK$135,861
+HK$6,802/mo
Deposit HK$24.13M · loan HK$24.13M · min. income ≈ HK$258,118/mo (50% DSR)
Upfront cash ≈ HK$26.19M (deposit + AVD stamp duty HK$2,051,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,075
−HK$8,282/mo
▼ 0.25% · 3.875%
HK$136,183
−HK$4,174/mo
Today · 4.125%
HK$140,357
baseline
▲ 0.50% · 4.625%
HK$148,898
+HK$8,541/mo
Deposit HK$19.31M · loan HK$28.96M · min. income ≈ HK$280,714/mo (50% DSR)
Upfront cash ≈ HK$21.36M (deposit + AVD stamp duty HK$2,051,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,932
−HK$7,938/mo
▼ 0.25% · 3.875%
HK$150,873
−HK$3,997/mo
Today · 4.125%
HK$154,870
baseline
▲ 0.50% · 4.625%
HK$163,034
+HK$8,164/mo
Deposit HK$19.31M · loan HK$28.96M · min. income ≈ HK$309,740/mo (50% DSR)
Upfront cash ≈ HK$21.36M (deposit + AVD stamp duty HK$2,051,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,087
−HK$9,663/mo
▼ 0.25% · 3.875%
HK$158,880
−HK$4,870/mo
Today · 4.125%
HK$163,750
baseline
▲ 0.50% · 4.625%
HK$173,714
+HK$9,964/mo
Deposit HK$14.48M · loan HK$33.79M · min. income ≈ HK$327,500/mo (50% DSR)
Upfront cash ≈ HK$16.53M (deposit + AVD stamp duty HK$2,051,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,421
−HK$9,261/mo
▼ 0.25% · 3.875%
HK$176,018
−HK$4,664/mo
Today · 4.125%
HK$180,682
baseline
▲ 0.50% · 4.625%
HK$190,206
+HK$9,524/mo
Deposit HK$14.48M · loan HK$33.79M · min. income ≈ HK$361,364/mo (50% DSR)
Upfront cash ≈ HK$16.53M (deposit + AVD stamp duty HK$2,051,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,112
−HK$12,424/mo
▼ 0.25% · 3.875%
HK$204,275
−HK$6,261/mo
Today · 4.125%
HK$210,536
baseline
▲ 0.50% · 4.625%
HK$223,346
+HK$12,810/mo
Deposit HK$4.83M · loan HK$43.44M · min. income ≈ HK$421,072/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$2,051,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$220,398
−HK$11,907/mo
▼ 0.25% · 3.875%
HK$226,309
−HK$5,996/mo
Today · 4.125%
HK$232,305
baseline
▲ 0.50% · 4.625%
HK$244,551
+HK$12,246/mo
Deposit HK$4.83M · loan HK$43.44M · min. income ≈ HK$464,610/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$2,051,372 · Scale 2, in force from 26 Feb 2026)