LTV · monthly repayment
▼ 0.50% · 3.625%
HK$110,068
−HK$6,902/mo
▼ 0.25% · 3.875%
HK$113,492
−HK$3,478/mo
Today · 4.125%
HK$116,970
baseline
▲ 0.50% · 4.625%
HK$124,088
+HK$7,118/mo
Deposit HK$24.14M · loan HK$24.14M · min. income ≈ HK$233,940/mo (50% DSR)
Upfront cash ≈ HK$26.19M (deposit + AVD stamp duty HK$2,051,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,450
−HK$6,615/mo
▼ 0.25% · 3.875%
HK$125,734
−HK$3,331/mo
Today · 4.125%
HK$129,065
baseline
▲ 0.50% · 4.625%
HK$135,868
+HK$6,803/mo
Deposit HK$24.14M · loan HK$24.14M · min. income ≈ HK$258,130/mo (50% DSR)
Upfront cash ≈ HK$26.19M (deposit + AVD stamp duty HK$2,051,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,082
−HK$8,282/mo
▼ 0.25% · 3.875%
HK$136,190
−HK$4,174/mo
Today · 4.125%
HK$140,364
baseline
▲ 0.50% · 4.625%
HK$148,905
+HK$8,541/mo
Deposit HK$19.31M · loan HK$28.96M · min. income ≈ HK$280,728/mo (50% DSR)
Upfront cash ≈ HK$21.36M (deposit + AVD stamp duty HK$2,051,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,939
−HK$7,939/mo
▼ 0.25% · 3.875%
HK$150,880
−HK$3,998/mo
Today · 4.125%
HK$154,878
baseline
▲ 0.50% · 4.625%
HK$163,042
+HK$8,164/mo
Deposit HK$19.31M · loan HK$28.96M · min. income ≈ HK$309,756/mo (50% DSR)
Upfront cash ≈ HK$21.36M (deposit + AVD stamp duty HK$2,051,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,095
−HK$9,663/mo
▼ 0.25% · 3.875%
HK$158,888
−HK$4,870/mo
Today · 4.125%
HK$163,758
baseline
▲ 0.50% · 4.625%
HK$173,723
+HK$9,965/mo
Deposit HK$14.48M · loan HK$33.79M · min. income ≈ HK$327,516/mo (50% DSR)
Upfront cash ≈ HK$16.53M (deposit + AVD stamp duty HK$2,051,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,429
−HK$9,262/mo
▼ 0.25% · 3.875%
HK$176,027
−HK$4,664/mo
Today · 4.125%
HK$180,691
baseline
▲ 0.50% · 4.625%
HK$190,216
+HK$9,525/mo
Deposit HK$14.48M · loan HK$33.79M · min. income ≈ HK$361,382/mo (50% DSR)
Upfront cash ≈ HK$16.53M (deposit + AVD stamp duty HK$2,051,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,122
−HK$12,424/mo
▼ 0.25% · 3.875%
HK$204,285
−HK$6,261/mo
Today · 4.125%
HK$210,546
baseline
▲ 0.50% · 4.625%
HK$223,358
+HK$12,812/mo
Deposit HK$4.83M · loan HK$43.44M · min. income ≈ HK$421,092/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$2,051,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$220,409
−HK$11,908/mo
▼ 0.25% · 3.875%
HK$226,320
−HK$5,997/mo
Today · 4.125%
HK$232,317
baseline
▲ 0.50% · 4.625%
HK$244,563
+HK$12,246/mo
Deposit HK$4.83M · loan HK$43.44M · min. income ≈ HK$464,634/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$2,051,476 · Scale 2, in force from 26 Feb 2026)