LTV · monthly repayment
▼ 0.50% · 3.625%
HK$110,081
−HK$6,903/mo
▼ 0.25% · 3.875%
HK$113,505
−HK$3,479/mo
Today · 4.125%
HK$116,984
baseline
▲ 0.50% · 4.625%
HK$124,103
+HK$7,119/mo
Deposit HK$24.14M · loan HK$24.14M · min. income ≈ HK$233,968/mo (50% DSR)
Upfront cash ≈ HK$26.19M (deposit + AVD stamp duty HK$2,051,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,464
−HK$6,617/mo
▼ 0.25% · 3.875%
HK$125,749
−HK$3,332/mo
Today · 4.125%
HK$129,081
baseline
▲ 0.50% · 4.625%
HK$135,885
+HK$6,804/mo
Deposit HK$24.14M · loan HK$24.14M · min. income ≈ HK$258,162/mo (50% DSR)
Upfront cash ≈ HK$26.19M (deposit + AVD stamp duty HK$2,051,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,098
−HK$8,283/mo
▼ 0.25% · 3.875%
HK$136,207
−HK$4,174/mo
Today · 4.125%
HK$140,381
baseline
▲ 0.50% · 4.625%
HK$148,923
+HK$8,542/mo
Deposit HK$19.31M · loan HK$28.97M · min. income ≈ HK$280,762/mo (50% DSR)
Upfront cash ≈ HK$21.36M (deposit + AVD stamp duty HK$2,051,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,957
−HK$7,940/mo
▼ 0.25% · 3.875%
HK$150,899
−HK$3,998/mo
Today · 4.125%
HK$154,897
baseline
▲ 0.50% · 4.625%
HK$163,062
+HK$8,165/mo
Deposit HK$19.31M · loan HK$28.97M · min. income ≈ HK$309,794/mo (50% DSR)
Upfront cash ≈ HK$21.36M (deposit + AVD stamp duty HK$2,051,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,114
−HK$9,664/mo
▼ 0.25% · 3.875%
HK$158,908
−HK$4,870/mo
Today · 4.125%
HK$163,778
baseline
▲ 0.50% · 4.625%
HK$173,744
+HK$9,966/mo
Deposit HK$14.48M · loan HK$33.79M · min. income ≈ HK$327,556/mo (50% DSR)
Upfront cash ≈ HK$16.53M (deposit + AVD stamp duty HK$2,051,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,450
−HK$9,263/mo
▼ 0.25% · 3.875%
HK$176,048
−HK$4,665/mo
Today · 4.125%
HK$180,713
baseline
▲ 0.50% · 4.625%
HK$190,239
+HK$9,526/mo
Deposit HK$14.48M · loan HK$33.79M · min. income ≈ HK$361,426/mo (50% DSR)
Upfront cash ≈ HK$16.53M (deposit + AVD stamp duty HK$2,051,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,146
−HK$12,426/mo
▼ 0.25% · 3.875%
HK$204,310
−HK$6,262/mo
Today · 4.125%
HK$210,572
baseline
▲ 0.50% · 4.625%
HK$223,385
+HK$12,813/mo
Deposit HK$4.83M · loan HK$43.45M · min. income ≈ HK$421,144/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$2,051,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$220,436
−HK$11,909/mo
▼ 0.25% · 3.875%
HK$226,348
−HK$5,997/mo
Today · 4.125%
HK$232,345
baseline
▲ 0.50% · 4.625%
HK$244,593
+HK$12,248/mo
Deposit HK$4.83M · loan HK$43.45M · min. income ≈ HK$464,690/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$2,051,725 · Scale 2, in force from 26 Feb 2026)