LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,009
−HK$690/mo
▼ 0.25% · 3.875%
HK$11,351
−HK$348/mo
Today · 4.125%
HK$11,699
baseline
▲ 0.50% · 4.625%
HK$12,411
+HK$712/mo
Deposit HK$2.41M · loan HK$2.41M · min. income ≈ HK$23,398/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$100,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,247
−HK$662/mo
▼ 0.25% · 3.875%
HK$12,576
−HK$333/mo
Today · 4.125%
HK$12,909
baseline
▲ 0.50% · 4.625%
HK$13,589
+HK$680/mo
Deposit HK$2.41M · loan HK$2.41M · min. income ≈ HK$25,818/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$100,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,210
−HK$829/mo
▼ 0.25% · 3.875%
HK$13,621
−HK$418/mo
Today · 4.125%
HK$14,039
baseline
▲ 0.50% · 4.625%
HK$14,893
+HK$854/mo
Deposit HK$1.93M · loan HK$2.90M · min. income ≈ HK$28,078/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$100,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,696
−HK$794/mo
▼ 0.25% · 3.875%
HK$15,091
−HK$399/mo
Today · 4.125%
HK$15,490
baseline
▲ 0.50% · 4.625%
HK$16,307
+HK$817/mo
Deposit HK$1.93M · loan HK$2.90M · min. income ≈ HK$30,980/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$100,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,412
−HK$967/mo
▼ 0.25% · 3.875%
HK$15,892
−HK$487/mo
Today · 4.125%
HK$16,379
baseline
▲ 0.50% · 4.625%
HK$17,375
+HK$996/mo
Deposit HK$1.45M · loan HK$3.38M · min. income ≈ HK$32,758/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$100,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,146
−HK$926/mo
▼ 0.25% · 3.875%
HK$17,606
−HK$466/mo
Today · 4.125%
HK$18,072
baseline
▲ 0.50% · 4.625%
HK$19,025
+HK$953/mo
Deposit HK$1.45M · loan HK$3.38M · min. income ≈ HK$36,144/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$100,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,816
−HK$1,242/mo
▼ 0.25% · 3.875%
HK$20,432
−HK$626/mo
Today · 4.125%
HK$21,058
baseline
▲ 0.50% · 4.625%
HK$22,340
+HK$1,282/mo
Deposit HK$483K · loan HK$4.35M · min. income ≈ HK$42,116/mo (50% DSR)
Upfront cash ≈ HK$583K (deposit + AVD stamp duty HK$100,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,045
−HK$1,191/mo
▼ 0.25% · 3.875%
HK$22,636
−HK$600/mo
Today · 4.125%
HK$23,236
baseline
▲ 0.50% · 4.625%
HK$24,461
+HK$1,225/mo
Deposit HK$483K · loan HK$4.35M · min. income ≈ HK$46,472/mo (50% DSR)
Upfront cash ≈ HK$583K (deposit + AVD stamp duty HK$100,284 · Scale 2, in force from 26 Feb 2026)