LTV · monthly repayment
▼ 0.50% · 3.625%
HK$110,096
−HK$6,904/mo
▼ 0.25% · 3.875%
HK$113,521
−HK$3,479/mo
Today · 4.125%
HK$117,000
baseline
▲ 0.50% · 4.625%
HK$124,119
+HK$7,119/mo
Deposit HK$24.14M · loan HK$24.14M · min. income ≈ HK$234,000/mo (50% DSR)
Upfront cash ≈ HK$26.19M (deposit + AVD stamp duty HK$2,052,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,481
−HK$6,617/mo
▼ 0.25% · 3.875%
HK$125,766
−HK$3,332/mo
Today · 4.125%
HK$129,098
baseline
▲ 0.50% · 4.625%
HK$135,903
+HK$6,805/mo
Deposit HK$24.14M · loan HK$24.14M · min. income ≈ HK$258,196/mo (50% DSR)
Upfront cash ≈ HK$26.19M (deposit + AVD stamp duty HK$2,052,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,115
−HK$8,285/mo
▼ 0.25% · 3.875%
HK$136,225
−HK$4,175/mo
Today · 4.125%
HK$140,400
baseline
▲ 0.50% · 4.625%
HK$148,943
+HK$8,543/mo
Deposit HK$19.31M · loan HK$28.97M · min. income ≈ HK$280,800/mo (50% DSR)
Upfront cash ≈ HK$21.36M (deposit + AVD stamp duty HK$2,052,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,977
−HK$7,941/mo
▼ 0.25% · 3.875%
HK$150,919
−HK$3,999/mo
Today · 4.125%
HK$154,918
baseline
▲ 0.50% · 4.625%
HK$163,084
+HK$8,166/mo
Deposit HK$19.31M · loan HK$28.97M · min. income ≈ HK$309,836/mo (50% DSR)
Upfront cash ≈ HK$21.36M (deposit + AVD stamp duty HK$2,052,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,135
−HK$9,665/mo
▼ 0.25% · 3.875%
HK$158,929
−HK$4,871/mo
Today · 4.125%
HK$163,800
baseline
▲ 0.50% · 4.625%
HK$173,767
+HK$9,967/mo
Deposit HK$14.48M · loan HK$33.80M · min. income ≈ HK$327,600/mo (50% DSR)
Upfront cash ≈ HK$16.54M (deposit + AVD stamp duty HK$2,052,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,473
−HK$9,264/mo
▼ 0.25% · 3.875%
HK$176,072
−HK$4,665/mo
Today · 4.125%
HK$180,737
baseline
▲ 0.50% · 4.625%
HK$190,264
+HK$9,527/mo
Deposit HK$14.48M · loan HK$33.80M · min. income ≈ HK$361,474/mo (50% DSR)
Upfront cash ≈ HK$16.54M (deposit + AVD stamp duty HK$2,052,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,173
−HK$12,427/mo
▼ 0.25% · 3.875%
HK$204,337
−HK$6,263/mo
Today · 4.125%
HK$210,600
baseline
▲ 0.50% · 4.625%
HK$223,415
+HK$12,815/mo
Deposit HK$4.83M · loan HK$43.45M · min. income ≈ HK$421,200/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$2,052,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$220,465
−HK$11,912/mo
▼ 0.25% · 3.875%
HK$226,378
−HK$5,999/mo
Today · 4.125%
HK$232,377
baseline
▲ 0.50% · 4.625%
HK$244,625
+HK$12,248/mo
Deposit HK$4.83M · loan HK$43.45M · min. income ≈ HK$464,754/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$2,052,000 · Scale 2, in force from 26 Feb 2026)