LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,010
−HK$690/mo
▼ 0.25% · 3.875%
HK$11,352
−HK$348/mo
Today · 4.125%
HK$11,700
baseline
▲ 0.50% · 4.625%
HK$12,412
+HK$712/mo
Deposit HK$2.41M · loan HK$2.41M · min. income ≈ HK$23,400/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$100,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,248
−HK$662/mo
▼ 0.25% · 3.875%
HK$12,577
−HK$333/mo
Today · 4.125%
HK$12,910
baseline
▲ 0.50% · 4.625%
HK$13,590
+HK$680/mo
Deposit HK$2.41M · loan HK$2.41M · min. income ≈ HK$25,820/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$100,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,212
−HK$828/mo
▼ 0.25% · 3.875%
HK$13,623
−HK$417/mo
Today · 4.125%
HK$14,040
baseline
▲ 0.50% · 4.625%
HK$14,894
+HK$854/mo
Deposit HK$1.93M · loan HK$2.90M · min. income ≈ HK$28,080/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$100,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,698
−HK$794/mo
▼ 0.25% · 3.875%
HK$15,092
−HK$400/mo
Today · 4.125%
HK$15,492
baseline
▲ 0.50% · 4.625%
HK$16,308
+HK$816/mo
Deposit HK$1.93M · loan HK$2.90M · min. income ≈ HK$30,984/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$100,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,414
−HK$966/mo
▼ 0.25% · 3.875%
HK$15,893
−HK$487/mo
Today · 4.125%
HK$16,380
baseline
▲ 0.50% · 4.625%
HK$17,377
+HK$997/mo
Deposit HK$1.45M · loan HK$3.38M · min. income ≈ HK$32,760/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$100,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,147
−HK$927/mo
▼ 0.25% · 3.875%
HK$17,607
−HK$467/mo
Today · 4.125%
HK$18,074
baseline
▲ 0.50% · 4.625%
HK$19,027
+HK$953/mo
Deposit HK$1.45M · loan HK$3.38M · min. income ≈ HK$36,148/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$100,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,817
−HK$1,243/mo
▼ 0.25% · 3.875%
HK$20,434
−HK$626/mo
Today · 4.125%
HK$21,060
baseline
▲ 0.50% · 4.625%
HK$22,342
+HK$1,282/mo
Deposit HK$483K · loan HK$4.35M · min. income ≈ HK$42,120/mo (50% DSR)
Upfront cash ≈ HK$583K (deposit + AVD stamp duty HK$100,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,047
−HK$1,191/mo
▼ 0.25% · 3.875%
HK$22,638
−HK$600/mo
Today · 4.125%
HK$23,238
baseline
▲ 0.50% · 4.625%
HK$24,463
+HK$1,225/mo
Deposit HK$483K · loan HK$4.35M · min. income ≈ HK$46,476/mo (50% DSR)
Upfront cash ≈ HK$583K (deposit + AVD stamp duty HK$100,326 · Scale 2, in force from 26 Feb 2026)