LTV · monthly repayment
▼ 0.50% · 3.625%
HK$110,105
−HK$6,905/mo
▼ 0.25% · 3.875%
HK$113,530
−HK$3,480/mo
Today · 4.125%
HK$117,010
baseline
▲ 0.50% · 4.625%
HK$124,130
+HK$7,120/mo
Deposit HK$24.14M · loan HK$24.14M · min. income ≈ HK$234,020/mo (50% DSR)
Upfront cash ≈ HK$26.20M (deposit + AVD stamp duty HK$2,052,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,491
−HK$6,618/mo
▼ 0.25% · 3.875%
HK$125,776
−HK$3,333/mo
Today · 4.125%
HK$129,109
baseline
▲ 0.50% · 4.625%
HK$135,915
+HK$6,806/mo
Deposit HK$24.14M · loan HK$24.14M · min. income ≈ HK$258,218/mo (50% DSR)
Upfront cash ≈ HK$26.20M (deposit + AVD stamp duty HK$2,052,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,127
−HK$8,285/mo
▼ 0.25% · 3.875%
HK$136,236
−HK$4,176/mo
Today · 4.125%
HK$140,412
baseline
▲ 0.50% · 4.625%
HK$148,956
+HK$8,544/mo
Deposit HK$19.31M · loan HK$28.97M · min. income ≈ HK$280,824/mo (50% DSR)
Upfront cash ≈ HK$21.37M (deposit + AVD stamp duty HK$2,052,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,989
−HK$7,942/mo
▼ 0.25% · 3.875%
HK$150,932
−HK$3,999/mo
Today · 4.125%
HK$154,931
baseline
▲ 0.50% · 4.625%
HK$163,097
+HK$8,166/mo
Deposit HK$19.31M · loan HK$28.97M · min. income ≈ HK$309,862/mo (50% DSR)
Upfront cash ≈ HK$21.37M (deposit + AVD stamp duty HK$2,052,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,148
−HK$9,666/mo
▼ 0.25% · 3.875%
HK$158,942
−HK$4,872/mo
Today · 4.125%
HK$163,814
baseline
▲ 0.50% · 4.625%
HK$173,782
+HK$9,968/mo
Deposit HK$14.49M · loan HK$33.80M · min. income ≈ HK$327,628/mo (50% DSR)
Upfront cash ≈ HK$16.54M (deposit + AVD stamp duty HK$2,052,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,488
−HK$9,265/mo
▼ 0.25% · 3.875%
HK$176,087
−HK$4,666/mo
Today · 4.125%
HK$180,753
baseline
▲ 0.50% · 4.625%
HK$190,280
+HK$9,527/mo
Deposit HK$14.49M · loan HK$33.80M · min. income ≈ HK$361,506/mo (50% DSR)
Upfront cash ≈ HK$16.54M (deposit + AVD stamp duty HK$2,052,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,190
−HK$12,428/mo
▼ 0.25% · 3.875%
HK$204,355
−HK$6,263/mo
Today · 4.125%
HK$210,618
baseline
▲ 0.50% · 4.625%
HK$223,434
+HK$12,816/mo
Deposit HK$4.83M · loan HK$43.46M · min. income ≈ HK$421,236/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$2,052,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$220,484
−HK$11,912/mo
▼ 0.25% · 3.875%
HK$226,397
−HK$5,999/mo
Today · 4.125%
HK$232,396
baseline
▲ 0.50% · 4.625%
HK$244,646
+HK$12,250/mo
Deposit HK$4.83M · loan HK$43.46M · min. income ≈ HK$464,792/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$2,052,173 · Scale 2, in force from 26 Feb 2026)