LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,011
−HK$690/mo
▼ 0.25% · 3.875%
HK$11,353
−HK$348/mo
Today · 4.125%
HK$11,701
baseline
▲ 0.50% · 4.625%
HK$12,413
+HK$712/mo
Deposit HK$2.41M · loan HK$2.41M · min. income ≈ HK$23,402/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$100,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,250
−HK$661/mo
▼ 0.25% · 3.875%
HK$12,578
−HK$333/mo
Today · 4.125%
HK$12,911
baseline
▲ 0.50% · 4.625%
HK$13,592
+HK$681/mo
Deposit HK$2.41M · loan HK$2.41M · min. income ≈ HK$25,822/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$100,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,213
−HK$829/mo
▼ 0.25% · 3.875%
HK$13,624
−HK$418/mo
Today · 4.125%
HK$14,042
baseline
▲ 0.50% · 4.625%
HK$14,896
+HK$854/mo
Deposit HK$1.93M · loan HK$2.90M · min. income ≈ HK$28,084/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$100,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,699
−HK$795/mo
▼ 0.25% · 3.875%
HK$15,094
−HK$400/mo
Today · 4.125%
HK$15,494
baseline
▲ 0.50% · 4.625%
HK$16,310
+HK$816/mo
Deposit HK$1.93M · loan HK$2.90M · min. income ≈ HK$30,988/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$100,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,415
−HK$967/mo
▼ 0.25% · 3.875%
HK$15,895
−HK$487/mo
Today · 4.125%
HK$16,382
baseline
▲ 0.50% · 4.625%
HK$17,379
+HK$997/mo
Deposit HK$1.45M · loan HK$3.38M · min. income ≈ HK$32,764/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$100,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,149
−HK$927/mo
▼ 0.25% · 3.875%
HK$17,609
−HK$467/mo
Today · 4.125%
HK$18,076
baseline
▲ 0.50% · 4.625%
HK$19,029
+HK$953/mo
Deposit HK$1.45M · loan HK$3.38M · min. income ≈ HK$36,152/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$100,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,820
−HK$1,243/mo
▼ 0.25% · 3.875%
HK$20,436
−HK$627/mo
Today · 4.125%
HK$21,063
baseline
▲ 0.50% · 4.625%
HK$22,344
+HK$1,281/mo
Deposit HK$483K · loan HK$4.35M · min. income ≈ HK$42,126/mo (50% DSR)
Upfront cash ≈ HK$583K (deposit + AVD stamp duty HK$100,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,049
−HK$1,191/mo
▼ 0.25% · 3.875%
HK$22,641
−HK$599/mo
Today · 4.125%
HK$23,240
baseline
▲ 0.50% · 4.625%
HK$24,465
+HK$1,225/mo
Deposit HK$483K · loan HK$4.35M · min. income ≈ HK$46,480/mo (50% DSR)
Upfront cash ≈ HK$583K (deposit + AVD stamp duty HK$100,381 · Scale 2, in force from 26 Feb 2026)