LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,012
−HK$690/mo
▼ 0.25% · 3.875%
HK$11,354
−HK$348/mo
Today · 4.125%
HK$11,702
baseline
▲ 0.50% · 4.625%
HK$12,414
+HK$712/mo
Deposit HK$2.41M · loan HK$2.41M · min. income ≈ HK$23,404/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$100,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,250
−HK$662/mo
▼ 0.25% · 3.875%
HK$12,579
−HK$333/mo
Today · 4.125%
HK$12,912
baseline
▲ 0.50% · 4.625%
HK$13,593
+HK$681/mo
Deposit HK$2.41M · loan HK$2.41M · min. income ≈ HK$25,824/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$100,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,214
−HK$829/mo
▼ 0.25% · 3.875%
HK$13,625
−HK$418/mo
Today · 4.125%
HK$14,043
baseline
▲ 0.50% · 4.625%
HK$14,897
+HK$854/mo
Deposit HK$1.93M · loan HK$2.90M · min. income ≈ HK$28,086/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$100,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,701
−HK$794/mo
▼ 0.25% · 3.875%
HK$15,095
−HK$400/mo
Today · 4.125%
HK$15,495
baseline
▲ 0.50% · 4.625%
HK$16,312
+HK$817/mo
Deposit HK$1.93M · loan HK$2.90M · min. income ≈ HK$30,990/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$100,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,416
−HK$967/mo
▼ 0.25% · 3.875%
HK$15,896
−HK$487/mo
Today · 4.125%
HK$16,383
baseline
▲ 0.50% · 4.625%
HK$17,380
+HK$997/mo
Deposit HK$1.45M · loan HK$3.38M · min. income ≈ HK$32,766/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$100,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,151
−HK$926/mo
▼ 0.25% · 3.875%
HK$17,611
−HK$466/mo
Today · 4.125%
HK$18,077
baseline
▲ 0.50% · 4.625%
HK$19,030
+HK$953/mo
Deposit HK$1.45M · loan HK$3.38M · min. income ≈ HK$36,154/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$100,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,821
−HK$1,243/mo
▼ 0.25% · 3.875%
HK$20,438
−HK$626/mo
Today · 4.125%
HK$21,064
baseline
▲ 0.50% · 4.625%
HK$22,346
+HK$1,282/mo
Deposit HK$483K · loan HK$4.35M · min. income ≈ HK$42,128/mo (50% DSR)
Upfront cash ≈ HK$583K (deposit + AVD stamp duty HK$100,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,051
−HK$1,191/mo
▼ 0.25% · 3.875%
HK$22,642
−HK$600/mo
Today · 4.125%
HK$23,242
baseline
▲ 0.50% · 4.625%
HK$24,467
+HK$1,225/mo
Deposit HK$483K · loan HK$4.35M · min. income ≈ HK$46,484/mo (50% DSR)
Upfront cash ≈ HK$583K (deposit + AVD stamp duty HK$100,418 · Scale 2, in force from 26 Feb 2026)