LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,012
−HK$691/mo
▼ 0.25% · 3.875%
HK$11,355
−HK$348/mo
Today · 4.125%
HK$11,703
baseline
▲ 0.50% · 4.625%
HK$12,415
+HK$712/mo
Deposit HK$2.41M · loan HK$2.41M · min. income ≈ HK$23,406/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$100,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,251
−HK$662/mo
▼ 0.25% · 3.875%
HK$12,580
−HK$333/mo
Today · 4.125%
HK$12,913
baseline
▲ 0.50% · 4.625%
HK$13,593
+HK$680/mo
Deposit HK$2.41M · loan HK$2.41M · min. income ≈ HK$25,826/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$100,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,215
−HK$828/mo
▼ 0.25% · 3.875%
HK$13,626
−HK$417/mo
Today · 4.125%
HK$14,043
baseline
▲ 0.50% · 4.625%
HK$14,898
+HK$855/mo
Deposit HK$1.93M · loan HK$2.90M · min. income ≈ HK$28,086/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$100,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,701
−HK$794/mo
▼ 0.25% · 3.875%
HK$15,095
−HK$400/mo
Today · 4.125%
HK$15,495
baseline
▲ 0.50% · 4.625%
HK$16,312
+HK$817/mo
Deposit HK$1.93M · loan HK$2.90M · min. income ≈ HK$30,990/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$100,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,417
−HK$967/mo
▼ 0.25% · 3.875%
HK$15,897
−HK$487/mo
Today · 4.125%
HK$16,384
baseline
▲ 0.50% · 4.625%
HK$17,381
+HK$997/mo
Deposit HK$1.45M · loan HK$3.38M · min. income ≈ HK$32,768/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$100,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,151
−HK$927/mo
▼ 0.25% · 3.875%
HK$17,611
−HK$467/mo
Today · 4.125%
HK$18,078
baseline
▲ 0.50% · 4.625%
HK$19,031
+HK$953/mo
Deposit HK$1.45M · loan HK$3.38M · min. income ≈ HK$36,156/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$100,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,822
−HK$1,243/mo
▼ 0.25% · 3.875%
HK$20,439
−HK$626/mo
Today · 4.125%
HK$21,065
baseline
▲ 0.50% · 4.625%
HK$22,347
+HK$1,282/mo
Deposit HK$483K · loan HK$4.35M · min. income ≈ HK$42,130/mo (50% DSR)
Upfront cash ≈ HK$583K (deposit + AVD stamp duty HK$100,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,052
−HK$1,191/mo
▼ 0.25% · 3.875%
HK$22,643
−HK$600/mo
Today · 4.125%
HK$23,243
baseline
▲ 0.50% · 4.625%
HK$24,468
+HK$1,225/mo
Deposit HK$483K · loan HK$4.35M · min. income ≈ HK$46,486/mo (50% DSR)
Upfront cash ≈ HK$583K (deposit + AVD stamp duty HK$100,437 · Scale 2, in force from 26 Feb 2026)