LTV · monthly repayment
▼ 0.50% · 3.625%
HK$110,123
−HK$6,905/mo
▼ 0.25% · 3.875%
HK$113,548
−HK$3,480/mo
Today · 4.125%
HK$117,028
baseline
▲ 0.50% · 4.625%
HK$124,149
+HK$7,121/mo
Deposit HK$24.15M · loan HK$24.15M · min. income ≈ HK$234,056/mo (50% DSR)
Upfront cash ≈ HK$26.20M (deposit + AVD stamp duty HK$2,052,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,510
−HK$6,619/mo
▼ 0.25% · 3.875%
HK$125,796
−HK$3,333/mo
Today · 4.125%
HK$129,129
baseline
▲ 0.50% · 4.625%
HK$135,936
+HK$6,807/mo
Deposit HK$24.15M · loan HK$24.15M · min. income ≈ HK$258,258/mo (50% DSR)
Upfront cash ≈ HK$26.20M (deposit + AVD stamp duty HK$2,052,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,147
−HK$8,287/mo
▼ 0.25% · 3.875%
HK$136,258
−HK$4,176/mo
Today · 4.125%
HK$140,434
baseline
▲ 0.50% · 4.625%
HK$148,979
+HK$8,545/mo
Deposit HK$19.32M · loan HK$28.98M · min. income ≈ HK$280,868/mo (50% DSR)
Upfront cash ≈ HK$21.37M (deposit + AVD stamp duty HK$2,052,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,012
−HK$7,943/mo
▼ 0.25% · 3.875%
HK$150,955
−HK$4,000/mo
Today · 4.125%
HK$154,955
baseline
▲ 0.50% · 4.625%
HK$163,123
+HK$8,168/mo
Deposit HK$19.32M · loan HK$28.98M · min. income ≈ HK$309,910/mo (50% DSR)
Upfront cash ≈ HK$21.37M (deposit + AVD stamp duty HK$2,052,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,172
−HK$9,668/mo
▼ 0.25% · 3.875%
HK$158,967
−HK$4,873/mo
Today · 4.125%
HK$163,840
baseline
▲ 0.50% · 4.625%
HK$173,809
+HK$9,969/mo
Deposit HK$14.49M · loan HK$33.81M · min. income ≈ HK$327,680/mo (50% DSR)
Upfront cash ≈ HK$16.54M (deposit + AVD stamp duty HK$2,052,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,514
−HK$9,267/mo
▼ 0.25% · 3.875%
HK$176,114
−HK$4,667/mo
Today · 4.125%
HK$180,781
baseline
▲ 0.50% · 4.625%
HK$190,310
+HK$9,529/mo
Deposit HK$14.49M · loan HK$33.81M · min. income ≈ HK$361,562/mo (50% DSR)
Upfront cash ≈ HK$16.54M (deposit + AVD stamp duty HK$2,052,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,221
−HK$12,430/mo
▼ 0.25% · 3.875%
HK$204,387
−HK$6,264/mo
Today · 4.125%
HK$210,651
baseline
▲ 0.50% · 4.625%
HK$223,469
+HK$12,818/mo
Deposit HK$4.83M · loan HK$43.46M · min. income ≈ HK$421,302/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$2,052,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$220,519
−HK$11,914/mo
▼ 0.25% · 3.875%
HK$226,433
−HK$6,000/mo
Today · 4.125%
HK$232,433
baseline
▲ 0.50% · 4.625%
HK$244,684
+HK$12,251/mo
Deposit HK$4.83M · loan HK$43.46M · min. income ≈ HK$464,866/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$2,052,494 · Scale 2, in force from 26 Feb 2026)