LTV · monthly repayment
▼ 0.50% · 3.625%
HK$110,135
−HK$6,906/mo
▼ 0.25% · 3.875%
HK$113,561
−HK$3,480/mo
Today · 4.125%
HK$117,041
baseline
▲ 0.50% · 4.625%
HK$124,163
+HK$7,122/mo
Deposit HK$24.15M · loan HK$24.15M · min. income ≈ HK$234,082/mo (50% DSR)
Upfront cash ≈ HK$26.20M (deposit + AVD stamp duty HK$2,052,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,524
−HK$6,619/mo
▼ 0.25% · 3.875%
HK$125,810
−HK$3,333/mo
Today · 4.125%
HK$129,143
baseline
▲ 0.50% · 4.625%
HK$135,951
+HK$6,808/mo
Deposit HK$24.15M · loan HK$24.15M · min. income ≈ HK$258,286/mo (50% DSR)
Upfront cash ≈ HK$26.20M (deposit + AVD stamp duty HK$2,052,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,162
−HK$8,287/mo
▼ 0.25% · 3.875%
HK$136,273
−HK$4,176/mo
Today · 4.125%
HK$140,449
baseline
▲ 0.50% · 4.625%
HK$148,995
+HK$8,546/mo
Deposit HK$19.32M · loan HK$28.98M · min. income ≈ HK$280,898/mo (50% DSR)
Upfront cash ≈ HK$21.37M (deposit + AVD stamp duty HK$2,052,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,029
−HK$7,943/mo
▼ 0.25% · 3.875%
HK$150,972
−HK$4,000/mo
Today · 4.125%
HK$154,972
baseline
▲ 0.50% · 4.625%
HK$163,141
+HK$8,169/mo
Deposit HK$19.32M · loan HK$28.98M · min. income ≈ HK$309,944/mo (50% DSR)
Upfront cash ≈ HK$21.37M (deposit + AVD stamp duty HK$2,052,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,189
−HK$9,669/mo
▼ 0.25% · 3.875%
HK$158,985
−HK$4,873/mo
Today · 4.125%
HK$163,858
baseline
▲ 0.50% · 4.625%
HK$173,828
+HK$9,970/mo
Deposit HK$14.49M · loan HK$33.81M · min. income ≈ HK$327,716/mo (50% DSR)
Upfront cash ≈ HK$16.54M (deposit + AVD stamp duty HK$2,052,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,533
−HK$9,268/mo
▼ 0.25% · 3.875%
HK$176,134
−HK$4,667/mo
Today · 4.125%
HK$180,801
baseline
▲ 0.50% · 4.625%
HK$190,331
+HK$9,530/mo
Deposit HK$14.49M · loan HK$33.81M · min. income ≈ HK$361,602/mo (50% DSR)
Upfront cash ≈ HK$16.54M (deposit + AVD stamp duty HK$2,052,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,243
−HK$12,431/mo
▼ 0.25% · 3.875%
HK$204,409
−HK$6,265/mo
Today · 4.125%
HK$210,674
baseline
▲ 0.50% · 4.625%
HK$223,493
+HK$12,819/mo
Deposit HK$4.83M · loan HK$43.47M · min. income ≈ HK$421,348/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$2,052,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$220,543
−HK$11,915/mo
▼ 0.25% · 3.875%
HK$226,458
−HK$6,000/mo
Today · 4.125%
HK$232,458
baseline
▲ 0.50% · 4.625%
HK$244,711
+HK$12,253/mo
Deposit HK$4.83M · loan HK$43.47M · min. income ≈ HK$464,916/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$2,052,720 · Scale 2, in force from 26 Feb 2026)