LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,014
−HK$690/mo
▼ 0.25% · 3.875%
HK$11,356
−HK$348/mo
Today · 4.125%
HK$11,704
baseline
▲ 0.50% · 4.625%
HK$12,417
+HK$713/mo
Deposit HK$2.42M · loan HK$2.42M · min. income ≈ HK$23,408/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$100,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,253
−HK$662/mo
▼ 0.25% · 3.875%
HK$12,581
−HK$334/mo
Today · 4.125%
HK$12,915
baseline
▲ 0.50% · 4.625%
HK$13,595
+HK$680/mo
Deposit HK$2.42M · loan HK$2.42M · min. income ≈ HK$25,830/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$100,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,216
−HK$829/mo
▼ 0.25% · 3.875%
HK$13,628
−HK$417/mo
Today · 4.125%
HK$14,045
baseline
▲ 0.50% · 4.625%
HK$14,900
+HK$855/mo
Deposit HK$1.93M · loan HK$2.90M · min. income ≈ HK$28,090/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$100,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,703
−HK$795/mo
▼ 0.25% · 3.875%
HK$15,098
−HK$400/mo
Today · 4.125%
HK$15,498
baseline
▲ 0.50% · 4.625%
HK$16,314
+HK$816/mo
Deposit HK$1.93M · loan HK$2.90M · min. income ≈ HK$30,996/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$100,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,419
−HK$967/mo
▼ 0.25% · 3.875%
HK$15,899
−HK$487/mo
Today · 4.125%
HK$16,386
baseline
▲ 0.50% · 4.625%
HK$17,383
+HK$997/mo
Deposit HK$1.45M · loan HK$3.38M · min. income ≈ HK$32,772/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$100,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,154
−HK$927/mo
▼ 0.25% · 3.875%
HK$17,614
−HK$467/mo
Today · 4.125%
HK$18,081
baseline
▲ 0.50% · 4.625%
HK$19,034
+HK$953/mo
Deposit HK$1.45M · loan HK$3.38M · min. income ≈ HK$36,162/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$100,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,825
−HK$1,243/mo
▼ 0.25% · 3.875%
HK$20,441
−HK$627/mo
Today · 4.125%
HK$21,068
baseline
▲ 0.50% · 4.625%
HK$22,350
+HK$1,282/mo
Deposit HK$483K · loan HK$4.35M · min. income ≈ HK$42,136/mo (50% DSR)
Upfront cash ≈ HK$584K (deposit + AVD stamp duty HK$100,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,055
−HK$1,191/mo
▼ 0.25% · 3.875%
HK$22,646
−HK$600/mo
Today · 4.125%
HK$23,246
baseline
▲ 0.50% · 4.625%
HK$24,472
+HK$1,226/mo
Deposit HK$483K · loan HK$4.35M · min. income ≈ HK$46,492/mo (50% DSR)
Upfront cash ≈ HK$584K (deposit + AVD stamp duty HK$100,505 · Scale 2, in force from 26 Feb 2026)