LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,015
−HK$691/mo
▼ 0.25% · 3.875%
HK$11,358
−HK$348/mo
Today · 4.125%
HK$11,706
baseline
▲ 0.50% · 4.625%
HK$12,419
+HK$713/mo
Deposit HK$2.42M · loan HK$2.42M · min. income ≈ HK$23,412/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$100,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,255
−HK$662/mo
▼ 0.25% · 3.875%
HK$12,583
−HK$334/mo
Today · 4.125%
HK$12,917
baseline
▲ 0.50% · 4.625%
HK$13,598
+HK$681/mo
Deposit HK$2.42M · loan HK$2.42M · min. income ≈ HK$25,834/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$100,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,219
−HK$828/mo
▼ 0.25% · 3.875%
HK$13,630
−HK$417/mo
Today · 4.125%
HK$14,047
baseline
▲ 0.50% · 4.625%
HK$14,902
+HK$855/mo
Deposit HK$1.93M · loan HK$2.90M · min. income ≈ HK$28,094/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$100,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,705
−HK$795/mo
▼ 0.25% · 3.875%
HK$15,100
−HK$400/mo
Today · 4.125%
HK$15,500
baseline
▲ 0.50% · 4.625%
HK$16,317
+HK$817/mo
Deposit HK$1.93M · loan HK$2.90M · min. income ≈ HK$31,000/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$100,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,422
−HK$967/mo
▼ 0.25% · 3.875%
HK$15,901
−HK$488/mo
Today · 4.125%
HK$16,389
baseline
▲ 0.50% · 4.625%
HK$17,386
+HK$997/mo
Deposit HK$1.45M · loan HK$3.38M · min. income ≈ HK$32,778/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$100,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,156
−HK$927/mo
▼ 0.25% · 3.875%
HK$17,617
−HK$466/mo
Today · 4.125%
HK$18,083
baseline
▲ 0.50% · 4.625%
HK$19,037
+HK$954/mo
Deposit HK$1.45M · loan HK$3.38M · min. income ≈ HK$36,166/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$100,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,828
−HK$1,243/mo
▼ 0.25% · 3.875%
HK$20,445
−HK$626/mo
Today · 4.125%
HK$21,071
baseline
▲ 0.50% · 4.625%
HK$22,353
+HK$1,282/mo
Deposit HK$483K · loan HK$4.35M · min. income ≈ HK$42,142/mo (50% DSR)
Upfront cash ≈ HK$584K (deposit + AVD stamp duty HK$100,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,058
−HK$1,192/mo
▼ 0.25% · 3.875%
HK$22,650
−HK$600/mo
Today · 4.125%
HK$23,250
baseline
▲ 0.50% · 4.625%
HK$24,476
+HK$1,226/mo
Deposit HK$483K · loan HK$4.35M · min. income ≈ HK$46,500/mo (50% DSR)
Upfront cash ≈ HK$584K (deposit + AVD stamp duty HK$100,580 · Scale 2, in force from 26 Feb 2026)