LTV · monthly repayment
▼ 0.50% · 3.625%
HK$110,167
−HK$6,909/mo
▼ 0.25% · 3.875%
HK$113,594
−HK$3,482/mo
Today · 4.125%
HK$117,076
baseline
▲ 0.50% · 4.625%
HK$124,199
+HK$7,123/mo
Deposit HK$24.16M · loan HK$24.16M · min. income ≈ HK$234,152/mo (50% DSR)
Upfront cash ≈ HK$26.21M (deposit + AVD stamp duty HK$2,053,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,560
−HK$6,621/mo
▼ 0.25% · 3.875%
HK$125,847
−HK$3,334/mo
Today · 4.125%
HK$129,181
baseline
▲ 0.50% · 4.625%
HK$135,991
+HK$6,810/mo
Deposit HK$24.16M · loan HK$24.16M · min. income ≈ HK$258,362/mo (50% DSR)
Upfront cash ≈ HK$26.21M (deposit + AVD stamp duty HK$2,053,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,201
−HK$8,290/mo
▼ 0.25% · 3.875%
HK$136,313
−HK$4,178/mo
Today · 4.125%
HK$140,491
baseline
▲ 0.50% · 4.625%
HK$149,039
+HK$8,548/mo
Deposit HK$19.33M · loan HK$28.99M · min. income ≈ HK$280,982/mo (50% DSR)
Upfront cash ≈ HK$21.38M (deposit + AVD stamp duty HK$2,053,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,072
−HK$7,946/mo
▼ 0.25% · 3.875%
HK$151,016
−HK$4,002/mo
Today · 4.125%
HK$155,018
baseline
▲ 0.50% · 4.625%
HK$163,189
+HK$8,171/mo
Deposit HK$19.33M · loan HK$28.99M · min. income ≈ HK$310,036/mo (50% DSR)
Upfront cash ≈ HK$21.38M (deposit + AVD stamp duty HK$2,053,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,234
−HK$9,672/mo
▼ 0.25% · 3.875%
HK$159,032
−HK$4,874/mo
Today · 4.125%
HK$163,906
baseline
▲ 0.50% · 4.625%
HK$173,879
+HK$9,973/mo
Deposit HK$14.49M · loan HK$33.82M · min. income ≈ HK$327,812/mo (50% DSR)
Upfront cash ≈ HK$16.55M (deposit + AVD stamp duty HK$2,053,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,584
−HK$9,270/mo
▼ 0.25% · 3.875%
HK$176,186
−HK$4,668/mo
Today · 4.125%
HK$180,854
baseline
▲ 0.50% · 4.625%
HK$190,387
+HK$9,533/mo
Deposit HK$14.49M · loan HK$33.82M · min. income ≈ HK$361,708/mo (50% DSR)
Upfront cash ≈ HK$16.55M (deposit + AVD stamp duty HK$2,053,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,301
−HK$12,435/mo
▼ 0.25% · 3.875%
HK$204,469
−HK$6,267/mo
Today · 4.125%
HK$210,736
baseline
▲ 0.50% · 4.625%
HK$223,559
+HK$12,823/mo
Deposit HK$4.83M · loan HK$43.48M · min. income ≈ HK$421,472/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$2,053,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$220,608
−HK$11,919/mo
▼ 0.25% · 3.875%
HK$226,524
−HK$6,003/mo
Today · 4.125%
HK$232,527
baseline
▲ 0.50% · 4.625%
HK$244,783
+HK$12,256/mo
Deposit HK$4.83M · loan HK$43.48M · min. income ≈ HK$465,054/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$2,053,325 · Scale 2, in force from 26 Feb 2026)