LTV · monthly repayment
▼ 0.50% · 3.625%
HK$110,178
−HK$6,909/mo
▼ 0.25% · 3.875%
HK$113,605
−HK$3,482/mo
Today · 4.125%
HK$117,087
baseline
▲ 0.50% · 4.625%
HK$124,211
+HK$7,124/mo
Deposit HK$24.16M · loan HK$24.16M · min. income ≈ HK$234,174/mo (50% DSR)
Upfront cash ≈ HK$26.21M (deposit + AVD stamp duty HK$2,053,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,572
−HK$6,622/mo
▼ 0.25% · 3.875%
HK$125,859
−HK$3,335/mo
Today · 4.125%
HK$129,194
baseline
▲ 0.50% · 4.625%
HK$136,004
+HK$6,810/mo
Deposit HK$24.16M · loan HK$24.16M · min. income ≈ HK$258,388/mo (50% DSR)
Upfront cash ≈ HK$26.21M (deposit + AVD stamp duty HK$2,053,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,213
−HK$8,291/mo
▼ 0.25% · 3.875%
HK$136,326
−HK$4,178/mo
Today · 4.125%
HK$140,504
baseline
▲ 0.50% · 4.625%
HK$149,054
+HK$8,550/mo
Deposit HK$19.33M · loan HK$28.99M · min. income ≈ HK$281,008/mo (50% DSR)
Upfront cash ≈ HK$21.38M (deposit + AVD stamp duty HK$2,053,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,086
−HK$7,947/mo
▼ 0.25% · 3.875%
HK$151,031
−HK$4,002/mo
Today · 4.125%
HK$155,033
baseline
▲ 0.50% · 4.625%
HK$163,205
+HK$8,172/mo
Deposit HK$19.33M · loan HK$28.99M · min. income ≈ HK$310,066/mo (50% DSR)
Upfront cash ≈ HK$21.38M (deposit + AVD stamp duty HK$2,053,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,249
−HK$9,673/mo
▼ 0.25% · 3.875%
HK$159,047
−HK$4,875/mo
Today · 4.125%
HK$163,922
baseline
▲ 0.50% · 4.625%
HK$173,896
+HK$9,974/mo
Deposit HK$14.50M · loan HK$33.82M · min. income ≈ HK$327,844/mo (50% DSR)
Upfront cash ≈ HK$16.55M (deposit + AVD stamp duty HK$2,053,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,600
−HK$9,271/mo
▼ 0.25% · 3.875%
HK$176,203
−HK$4,668/mo
Today · 4.125%
HK$180,871
baseline
▲ 0.50% · 4.625%
HK$190,405
+HK$9,534/mo
Deposit HK$14.50M · loan HK$33.82M · min. income ≈ HK$361,742/mo (50% DSR)
Upfront cash ≈ HK$16.55M (deposit + AVD stamp duty HK$2,053,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,320
−HK$12,436/mo
▼ 0.25% · 3.875%
HK$204,489
−HK$6,267/mo
Today · 4.125%
HK$210,756
baseline
▲ 0.50% · 4.625%
HK$223,580
+HK$12,824/mo
Deposit HK$4.83M · loan HK$43.49M · min. income ≈ HK$421,512/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$2,053,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$220,629
−HK$11,920/mo
▼ 0.25% · 3.875%
HK$226,546
−HK$6,003/mo
Today · 4.125%
HK$232,549
baseline
▲ 0.50% · 4.625%
HK$244,807
+HK$12,258/mo
Deposit HK$4.83M · loan HK$43.49M · min. income ≈ HK$465,098/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$2,053,522 · Scale 2, in force from 26 Feb 2026)